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Review of the Lloyds Bank, Personal Loan:

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Excellent rate, super speedy, easy application

I've been a customer for a few years now and always had great service from Lloyds. I applied for a personal loan today and got a great rate of 2.9% with a soft credit search and the rate was guaranteed (unlike Santander who doubled my APR after my application - they reeled me in with a quote of 2.8%). I was approved instantly with Lloyds, and I had the money in my account within 1 minute. I'd highly recommend Lloyds Bank. Reviewed on: 28th April 2022

Review of the Santander, Loan:

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Reels you in with a low rate, then doubles it after a hard credit search

I was quoted 2.8% APR through ClearScore for a Santander loan. After I completed my application and went through a hard credit search, they accepted my application and quoted me 5.9% APR! I then got a quote and approval from Lloyds Bank at 2.9% APR without a even hard search beforehand for my personalized guaranteed quote. Avoid Santander loans - they'll reel you in with a good rate and double it after you complete your application with the hard credit search. Reviewed on: 28th April 2022

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