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Matthew Lyle

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Review of the Plum, Easy access savings:

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Revolutionising Saving

I have always struggled to save money, largely as my personal budget is stretched each month, and when I have been able to save, this money is quickly eaten up by unexpected expenses. Plum’s saving account has provided a tool that has completely changed my approach to saving. The system understands my income and expenses and makes realistic and achievable debuts from my main bank account that ensure I am constantly saving and in consideration of my income. The platform allows you to track and monitor spending, which in turn ensures you can cut out unnecessary spending and push this money into savings. The platform is accessible and easy to use and provides tracking of savings that ensures you feel like you are achieving in this area. For minimal additional cost, added features income multiple pockets to allow to spend to a specific goal. This has meant over the last 12 months I have moved from buying on credit and paying back over time, to actually saving for something - the platform is instigating a cultural spending change amongst generation who have been told to spend first, think about repercussions later. This may frustrate those who have monopolised this system for constant growth but it is starting the free the shackles of debt for so many in this country. There is only one bank who has really made a big difference this year and prioritise people over growth. That is Plum. Reviewed on: 16th February 2023

Review of the PayPlan, Debt solutions:

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A life changing service

When I first spoke to Payplan in 2017 I had reached that crunch point when your debt finally catches you up and you become consumed by guilt and a feeling of failure. Payplan over the last five years offered me a solution to the weight of debt. An opportunity to finally catch my breath. As I enter my final year on a debt plan, Payplan have coordinated with me to ensure that my payments are manageable but I continue to work towards that goal of being debt free. Super happy. Reviewed on: 20th May 2022

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