Ryan Murphy's community profile page

Write a review

Viewing profile for,

Ryan Murphy

Total reviews written

Helpful marks given to their reviews

Times reviews seen

All reviews (4)

Review of the First Response Finance, Car Finance:

View on product page

Other lenders turned their noses up at me

I had very poor credit rating and First Response were the only ones to help me get finance. The first finance I got with them had an eye-watering APR but after paying it off and financing my next vehicle with them, they trusted me and gave me a near-high street rate despite me still having poor credit rating. They have treated me with kindness and respect where other lenders turned their noses up at me. Reviewed on: 25th April 2024

Review of the Santander, Everyday Current Account:

View on product page

Terrible customer service

Their charges are shocking! I used to bank with RBS and they never charged me for failed Direct Debits, etc. Santander do. They love it! One month a mistake by a company meant they took a quadruple payment off my account using CPA (as a rule of thumb never use CPA always opt for DD) which meant there wasn’t enough in the account to meet five DDs so I got 5 x £15 (£75) unpaid DD fees which then put me into an unarranged overdraft which got me a further £12 fee! When I told Santan... Reviewed on: 6th January 2018

Review of the Moneybarn, Car Finance:

View on product page

Laughable APR but there is a reason

The APR is borderline insanity and the only reason I took it was because I have a junk credit file. However looking past the APR they are a very professional operation and they seem to care about their customers situations and will try to be flexible with payments when you are hard up. Reviewed on: 6th January 2018

Review of the Shepherds Friendly, Stocks & Shares ISA:

View on product page

Decent enough I guess

Their products and services aren’t exactly going to light the heather on fire but they’re good enough and hopefully stable with no loss on the investment. Reviewed on: 6th January 2018

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.