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Review of the Zopa, Smart Saver:

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A great starter savings account

I’m a uni student and don’t yet have enough financial stability for a long-term ISA, but still want the best rates I can get and don’t need all my money accessible all the time. The smart saver pots are great since they let me split my money up so that I always have some accessible in an emergency but can still save and get better interest on the rest. It’s also helpful for budgeting for bigger plans like trips or gifts that I want to keep separate from my weekly budget. Reviewed on: 2nd March 2024

Review of the Zopa, Smart Saver:

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An amazing savings app for getting used to managing money

I’ve recently started living more independently and am getting used to managing my money on my own. I did a lot of research before getting this as my first savings account and I’m really glad I did! My income at the moment is quite small and can be unreliable, so I need the option of accessing my savings for unexpected costs, however with most accounts that accessibility comes at a cost of really low interest rates. This is why Zopa Smart Saver suits me so well - I can have some of my savings in 7 day access pots at slightly lower rates, while the rest I can boost with 30 or 95 day access pots that have higher rates. And since most of my savings at this stage in my life are small and quite short-term, it really helps to have a savings account with reasonably high interest rates but which doesn’t carry the short-term risks of investment that a classic stocks and shares account would. The app is also enjoyable to use; the interface is aesthetically pleasing and user-friendly. It’s easy to navigate around the app, set up savings pots and move money between them. Withdrawing money was also simpler than I expected Overall a really great app! Reviewed on: 13th January 2023

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