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Daniel Clifford

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Review of the Monzo, Current account:

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App banking at its best

The app is really easy to use, you are continually updated as to the transactions on your account, your available budget, spending habits and when you next need to input your pin. I have their premium account feature and I find this great value for money with its phone and travel insurance. There accounts have great additional features such as rounding up transactions with the spare cashing going into saving pots, the ability to create separate saving pots for all the different goals you are saving for without having to create new accounts and the ability to Flex purchased when needed on a 0% interest basis for 3 months. Monzo are by far the best bank I have been a customer of. Reviewed on: 21st February 2023

Review of the Zopa, Credit card:

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Easy to use

The app is really easy to use. They give you a “borrowing power” rating that also takes info from your credit report and presents it on the first screen so you can easily see what you can work on it improve your rating. It’s really easy to find your APR and make changes to your Direct debit, both are things that other credit card companies make harder than Zopa. Reviewed on: 21st February 2023

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