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Review of the Santander, Mortgage:

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Mortgage up by £550 a month

Had to move from fixed to a tracker which is the cheapest option and is still £550 a month more than before. Now paying £2200 a month repayment and only about £1000 of it is actually paying off the mortgage so I guess I’m just paying rent to the bank too? I’m locked in with a £999 product fee so can’t move when the fixed prices inevitably fall without taking the hit again. Reviewed on: 28th February 2023

Review of the Wealthify, Stocks and Shares ISA:

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Not great help

I asked the company whether I would receive then £50 bonus as I signed up through MSE but because they took so long to verify me it seems that I won’t get that bonus (even though no one’s explicitly said that they just asked me to “read the terms and conditions”. Regardless I need something to do with my money and their app is pretty good now. Reviewed on: 28th February 2023

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