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Kelly S

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Review of the Vanquis, Credit builder credit card:

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Helpful for building credit score.

I applied for Vanquis to help build my credit score. Vanquis accepted my application when no other company would. Although I accepted with a higher interest rate, I was able to build my credit score successfully. Vanquis were helpful when my circumstances changed slightly and were understanding and allowed me to make adjustments. I like that I am informed when a credit increase is available and I have the choice to be able to accept or decline which means I am in control of my limits. I would find it more rewarding if Vanquis offered lower interest rates to long standing customers who have proven they use their credit card wisely and always make payments on time. Reviewed on: 20th May 2026

Review of the Emma, Personal finance app:

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Easy and effective

I started using Emma as a support to work on my budgeting skills- something I was never very good at! I found that Emma just sorts it all out for me. Gives me a budget forecast and let's me know if there is enough money in my current account to cover my bills. Best app ever! Reviewed on: 25th March 2023

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