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Review of the Monzo, Flex Purchase credit card:

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Monzo Flex makes credit use so much less daunting!

Monzo Flex makes credit use so much less daunting! I was pretty nervous about using anything credit/buy now pay later related. I've been an serial debit card user, and have been cautious about using credit cards I don't understand. I love how structured Flex is, no unwanted charges, confusing interest rates, or changing terms and conditions. Flex has allowed me to make big purchases without having to fork out a huge sum at once, but also gives me the reassurance of being able to pay off in a structured way. And in any case, you can always pay within 3 months interest free, plus the flexibility to pay off over up to 2 years and also the ability to change if you have extra cash to overpay and finish up sooner. A great product, and one I've encouraged others to consider instead of standard or more traditional credit cards. Reviewed on: 10th February 2024

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