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John Efferson

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Review of the Halifax, Purchase Credit Card:

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appropriate but not withstanding.

There's no reward scheme associated with this card, so there's little incentive to make purchases on it once the 0% deal is over. If you're a frequent spender, it might be worth applying for a 0%-on-purchases card which also offers a tempting cashback deal. The Santander 123 Credit Card, for example, includes an 18-month 0%-on-purchases deal alongside a reward scheme which pays cashback whenever you spend at petrol stations, train stations, major department stores or supermarkets. Reviewed on: 14th April 2015

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