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Roddy M

2

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All reviews (2)
Review of the Tembo Money, Lifetime ISA:
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The Best Value LISA on the Market

5
Tembo's LISA offers fantastic value compared to other providers. Consistently has the highest interest rate (excl. introductory bonuses) and provides a fee free mortgage service for customers worth £749. The app is very intuitive and provides lots of useful information to help guide first time buyers via their learning hub. Users can compare interest rates from lenders, use Tembos mortgage calculatorand the ability to get a property report all within the app. Bonus incentives are available for anyone wishing to take out a mortgage through Tembo (5.5% AER savings via their HomeSaver account or a 1% bonus on mortgage completion for example). As well as a generous referral scheme it is hard to beat the sheer value on offer from Tembo. Reviewed on: 5th February 2026
Review of the Moneybox app, Cash ISA:
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Generous 5.1% AER ISA in Convenient & Easy to Use App

5
I have personally been very impressed with Moneybox's cash ISA offering as it allowed me to easily and quickly set up my ISA within the Moneybox app, which is well designed in my opinion and easy to use. Having an app allows me to instantly keep track of my finances much easier than a ISA provider that does not offer an app based platform. I was given a £75 introductory bonus offer upon opening the ISA with a £5k+ deposit which when combined with a very competitive 5% (now increased to 5.1%) AER interest rate, which for me at the time offered the best return over a 12 month period when taking the bonus into consideration. The only potential drawback is that I'm limited to 3 withdrawals per year but this should not be an issue for me. Also since my LISA is also with Moneybox it was an easy choice as it allows me to keep track of both the ISA's at the same time. Customer service have do far always been both knowledgeable and quick to respond through the app's chat function as well. As such I have been thoroughly satisfied with Moneybox's Cash ISA offering. Reviewed on: 27th March 2024

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