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Review of the Lloyds Bank, Club Lloyds Current Account:

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Great bank

I've been with Lloyds for 10 years I've never had any issues, I've read others complaining of unplanned overdraft fees well it's written in black and white so it's your choice to go into an unplanned overdraft and rack up those fees. I've been in a DMP for 6 years and ensured I stayed on track paying back debts and keeping in credit in my account, I've applied for an planned overdraft a few times and rightly so got turned down, I'm now in a better job have sorted myself out financially and Lloyds have agreed a £1,500 unplanned overdraft. I now have credit cards which I use and pay in full to avoid charges - so it's no good complaining and reviewing the bank as bad when you do not manage your finances Reviewed on: 15th October 2016

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