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RateSetter: Loans reviews

4.92
Based on 14,025 reviews, last reviewed 1st Sep 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo

About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14025)

Rate setter are easy and quick

5
Great experience easy to deal with and quick to respond would definitely recommend. Reviewed on: 29th June 2017

Fast,efficient and honest

5
Everything is as advertised, can't ask for more. Reviewed on: 29th June 2017

FANTASTIC

5
Great help in consolidating my debt Reviewed on: 29th June 2017

Great service with great rates!

5
Couldn't be more happy for choosing ratesetters, great and friendly service with probably the best rates, highly recommended Reviewed on: 29th June 2017

Great and efficient service

5
Nice and quick, easy to use and not usurious. Was happy with the service I received. And glad to see my interest benefit small time lenders. Reviewed on: 29th June 2017

Great company

4
It was very easy to get loan and fast processing Reviewed on: 29th June 2017

Brill and easy.

5
Hassle free and v easy. Great rates. Defo would recommend. A+++++++ Reviewed on: 29th June 2017

Fantastic service

5
Everything done online, quick money transfer, easy to change direct debit dates, fantastic service. Well recommended Reviewed on: 29th June 2017

Quick and Easy

4
No fuss application and funds delivered within the next day. Reviewed on: 29th June 2017

A good all round experience

5
Easy, fast and hassle free. I like the idea too that it's peer to peer and not big banks. I would use again and recommend for sure. Reviewed on: 29th June 2017

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