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RateSetter: Loans reviews

Name: Loans
Rating: 4.92 (14024 reviews)

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4.92

Based on 14,024 reviews, last reviewed 1st Sep 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023

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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

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RateSetter Loans reviews (14024)

Best Loan on market

I’m really happy with my loan because it was very helpful for my budget and was very easy to get it Reviewed on: 10th March 2023

5 star solutions

A 5 star solution to your financial needs. Debt causes stress. With ratesetter we were able to consolidate credit cards, repay less each month, sleep, reset and be back in control of our finances. Highly recommend this company and their no fuss approach to applying for credit. Reviewed on: 10th March 2023

Easy to apply

Easy to apply and no hassle. The loan was agreed in quick time I have had no problems. . Reviewed on: 10th March 2023

Excellent

Excellent service, fast decision and no hassle Reviewed on: 10th March 2023

Top lender

Nice and easy to apply. Loan approved and get money in to account quickly. Reviewed on: 10th March 2023

Brilliant

Really pleased with Ratesetter it was so easy to apply for my loan and I had an answer with in seconds. Reviewed on: 10th March 2023

Quick and easy

Good experience getting a personal loan Reviewed on: 10th March 2023

Easy loan

Rate setter is great and very easy to apply If you have any queries they were more than happy to help. It is very easy to pay extra with no early repayment fee Happy experience. Reviewed on: 10th March 2023

Faultless to deal with

I initially used them through clearscore, I cleared the loan early with ease. I recently used them again to complete building work at home. The service is faultless straightforward process. Great company! Reviewed on: 10th March 2023

I needed to borrow money next day it was in my account

I was looking to borrow money and I was looking online then I was amazed to see this bank ratesetter with in 24 hours the money was in my account.thank you Reviewed on: 10th March 2023

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