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RateSetter: Loans reviews

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4.92
Based on 14,024 reviews, last reviewed 1st Sep 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service from the staff no problem... Excellent customer service from the staff no problems with the company ***** very polite and understanding Reviewed on: 1st September 2025
Angela J's avatar
Angela J

Latest lowest rating:

2

Not so helpful After a breach of data protection on there part they are very unhelpful and unwilling to provide the information Im entitled to Reviewed on: 26th July 2023
rooby roo's avatar
rooby roo
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About this product

RateSetter are no longer accepting loan applications since being acquired by Metro Bank in 2020.

Existing loan customers can still manage their loan via the online portal.

RateSetter loan reviews help you find out what it’s really like to be a customer. If you’ve used RateSetter before, you can also leave a review and share your experience.

Review RateSetter: Loans now

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RateSetter Loans reviews (14024)

Best One

5
Highly recommend this company to get personal loans Reviewed on: 5th April 2023
Kamalachselvan Ravi's avatar
Kamalachselvan Ravi

Brilliant

5
In a world where everything is expensive, ratesetter offer fabulous rates!! Brilliant service and fast with funds. Thank you Reviewed on: 5th April 2023
Lynsey Keeley's avatar
Lynsey Keeley

BEST OF BEST

5
BEST LOAN COMPANY SO FAR I USED. EASY TO DEAL AND FAST AND FURUIS COMPANY OF LOAN BUSINESS Reviewed on: 5th April 2023
Metin Gercek's avatar
Metin Gercek

pleasant company

5
I applied for the loan which was through clearscore, the rate was the best for what I needed, really simple and easy application and would recommend to anyone needing a loan and money was payed within a few hours Reviewed on: 5th April 2023
alan leinster 's avatar
alan leinster

great value for money

5
excellent CSD and very quick result . Reviewed on: 5th April 2023
varol Yavuztekin's avatar
varol Yavuztekin

Excellent rate, fast payout

5
Was after a low cost loan during the pandemic, ratesetters rate was cheaper than my bank……fast decision and arrangement made…. Reviewed on: 5th April 2023
Steve's avatar
Steve

Great rates

5
The rate I managed to get accepted for was very favourable. Everything is clearly outlined and repayments are affordable. Reviewed on: 5th April 2023
Simon Matchett's avatar
Simon Matchett

All that you need

5
Everything is perfect with rate setter. Their custommer support, the procedures are easy amd fast, easy to understand! Reviewed on: 5th April 2023
Nitu Mihai Codrut's avatar
Nitu Mihai Codrut

Borrowed money for wedding

5
Me and my partner borrowed money for our wedding and rate setter made it simple to do so thank you rate setter Reviewed on: 5th April 2023
James Dawkins's avatar
James Dawkins

Life saver when it comes to rate setter loan

5
I was in need of urgent money, I found out rate setter is providing cheapest interest and faster process in the entire loan providing market. I give 10/10 to rate setter. Reviewed on: 5th April 2023
faizal panavadhu's avatar
faizal panavadhu

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