Consumer credit awards finalists 2026

Over the past eleven weeks, customers have been leaving reviews and casting their votes for their favourite companies in the credit industry. And today, we can finally reveal the finalists!

Commenting on the announcement, Peer Jelendorf, CEO of Smart Money People, said:

“Congratulations to every company that has made it to the finalist stage. The Consumer credit awards are driven by genuine customer feedback gathered through our reviews, making them a true reflection of customer experience. Being shortlisted is a significant achievement and recognition of the positive impact these companies are making across the credit industry. We can’t wait to see who customers choose as the winners in 2026.”

Meet the 2026 finalists

Headline awards

Company of the year – First Response Finance, Money Wellness, PayPal, StepChange, Vanquis, Zable

Credit union of the year – Acorn Community Bank, Central Credit Union, Clockwise Credit Union, Enterprise Credit Union, London Capital Credit Union, Manchester Credit Union

Best credit app – Enterprise Credit Union, Manchester Credit Union, Money Wellness, Carmoola, PayPal, Totally Money, Vanquis, Zable

Innovation of the year – Cashfloat, Lendable, Money Wellness, Munny Group, StepChange, CredAbility, V12

Customer service champion – Carmoola, Enterprise Credit Union, Fair For You, First Response Finance, Lending Stream, Moneyboat

Treating customers fairly champion – Carmoola, Central Credit Union, Enterprise Credit Union, First Response Finance, Money Wellness, StepChange

Credit-specific awards

Best car finance provider – Carmoola, First Response Finance, Moneybarn

Best consumer credit broker – CredAbility, ClearScore, MoneySuperMarket

Best consumer credit report provider – Equifax, Experian, Money Saving Expert, Totally Money

Best credit building product provider – Loqbox, Vanquis, Zable

Best credit union (north) – Cambrian Credit Union, Central Credit Union, Clockwise Credit Union, East Kilbride Credit Union, Enterprise Credit Union, Glasgow Credit Union, Manchester Credit Union, Northern Community Bank, The Money Co-op, Thistle Credit Union

Best credit union (south) – Acorn Community Bank, Great Western Credit Union, London Capital Credit Union, M for Money Credit Union, Plane Saver Credit Union, Your Community Bank

Best credit union loan provider – Acorn Community Bank, Central Credit Union, Clockwise Credit Union, Enterprise Credit Union, Great Western Credit Union, London Capital Credit Union, Manchester Credit Union, Northern Community Bank

Best credit union savings provider – Acorn Community Bank, Central Credit Union, Clockwise Credit Union, Enterprise Credit Union, London Capital Credit Union, Manchester Credit Union, Plane Saver Credit Union, Thistle Credit Union

Best financial support provider – Afforda, Back2Credit, Money Wellness, StepChange

Best retail finance provider – Klarna, PayItMonthly, PayPal, Policy in Practice

Best secured loan provider – East Kilbride Credit Union, Evolution Money, Step One Money, Thistle Credit Union

Best short-term loan provider – Cashfloat, Fair For You, Lending Stream, Moneyboat

Partner awards

Technology partner of the year – Paylink Solutions, LendingMetrics, NestEgg, GDS Link

Credit information partner of the year – Equifax, TransUnion UK

Open banking partner of the year – Yapily, Planky, Bud, Tink

Leave a review and cast your vote for the winners

To help us find our winners for 2026, you can leave a review and vote for any of the companies in the categories listed above, as long as you’re a customer with them. Voting will close on 14 July at 11:59pm.

To cast your vote, head to our review page, search for the company, tell us what you like about them and anything you think they could do better.

You’ll need to verify your review by confirming your email address or by verifying with Facebook or Google to be eligible for the prize draw to win £1,000!*

If you’d like to vote for a company in one of our partner categories, please email us ([email protected]) and we’ll send you the voting link.

Save the date: Thursday 6 August

We'll announce the winners on the Consumer credit awards LinkedIn page in a digital announcement on Thursday 6 August.

For more information about the Consumer credit awards, please visit our website or email [email protected].

*Terms and conditions apply