Savings platforms: a smart way to grow your money

Most UK savers face two common hurdles when thinking about where to place their savings: time-consuming research and heavy admin. Tracking rates across dozens of providers to find the best deal isn’t straightforward.

Savings platforms can make things much easier

Comparing rates on a single screen and moving money in a couple of clicks removes the friction that stops people from getting better returns.

Rather than applying for accounts individually and hunting down the best rates yourself, with a savings platform, you register once to see what’s available. From there, you can easily split your money across different savings accounts. 

Savers using Raisin UK gain instant access to more than 45 FSCS-protected banks and building societies from a single login. It makes it simple to manage fixed rate bonds, easy access savings and notice accounts in one place. You can move your money to top-paying accounts in a few clicks and the platform is completely free for savers.

Boost your returns with a limited-time bonus

To help new users kickstart their savings, Raisin UK is also offering an exclusive welcome bonus. People registering with the promo code SEP150, then opening a fixed rate bond with a term of 1 year or longer, and making a qualifying deposit of at least £10,000 by 30 September 2026, can earn up to £150 in bonus cash.

This is what you can get based on how much you deposit:

The Raisin Cash ISA, powered by ClearBank

You’ll soon be able to protect your savings from tax and transfer money between ISAs as easily as standard savings accounts on Raisin UK.

This autumn, Raisin UK is adding a multi-bank Cash ISA alongside its existing savings options. That lets you spread your annual £20,000 tax-free allowance across multiple accounts and move money to higher-paying ones.

As well as adding new money to your ISA, you can withdraw and replace funds within the same tax year without reducing your allowance. There’s a waitlist live now so you can be notified as soon as ISAs launch on Raisin UK.

Join the waiting list

Is your money safe in a savings platform?

Using a savings platform doesn’t mean you lose protection. Eligible deposits placed through Raisin UK carry the full protection offered by the Financial Services Compensation Scheme (FSCS). That’s £120,000 per person, per bank.