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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1252 reviews)

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4.17

Based on 1,252 reviews, last reviewed 5th Sep 2025

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1252)

Review of the Santander, 123 Current Account (discontinued):

interest earning current account

Santander give a decent rate of return on their current account compared to other banks Reviewed on: 6th March 2023

Easy as 123..

Connection is crucial....hands on via text alerts.. informing of various activities including deposits, balance thresholds...clear home page with clear ins and outs and fast payments versatility. Smoothness makes the experience a pleasure. Reviewed on: 17th April 2021

Pretty good if you get enough cashback

As long as you set up all the direct debits etc and use the account the cashback more than pays for the account fee. App is pretty good. Reviewed on: 15th April 2021

Fantastic

Nothing much else to write, the title gives it away. Reviewed on: 13th April 2021

Exceptional quality bank account

It is reassuring knowing that my monet is safe with such a reputable and secure bank - I have been using Santander for years and have not once ran into any problems, and the customer service has always been excellent for any small queries. It simply does the job well, and the interest rate is good. Reviewed on: 8th April 2021

Excellent benefits and 123 cash back

Excellent benefits and 123 cash back Reviewed on: 7th April 2021

Long term customer

I have been a santander customer since they were still Abbey national and I have always been pleased with the service I have received. I worked for them before the transfer too. I have had several different accounts and products with them and have always been treated very well. Easy to use website and app which has recently given new features to monitor the type of spending which I have made over the month, which is a good feature. Reviewed on: 31st March 2021

Used to be good

Constant changes and reduction in offers. Now not that great, but still marginally better than most high street banks (who offer you basically nothing and are generally unhelpful when you have an issue) Reviewed on: 27th March 2021

Simple flexible banking

Great mobile app and browser interface. Easy to find what you are looking for. Transactions easy to complete. Great financial analysis feature recently added to mobile app. Reviewed on: 26th March 2021

I have been with them for a few years now and they have been very good

It has been a very good customer experience since I opened my account with them. I have enjoyed their services. I haven't even had any reason to phone them for any complaints whatsoever Reviewed on: 24th March 2021

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