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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1252 reviews)

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4.17

Based on 1,252 reviews, last reviewed 5th Sep 2025

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1252)

Review of the Santander, 123 Current Account (discontinued):

interest earning current account

Santander give a decent rate of return on their current account compared to other banks Reviewed on: 6th March 2023

Great Bank

Been with several Banks over the years we found this one the best for our needs ,no problems. Reviewed on: 12th September 2020

Good Financial Deal & Facility

Good Financial Deal & Facility Reviewed on: 10th September 2020

Cash back for paying your bills

We also have a Santander mortgage, nearly paid off as it is so flexible. Reviewed on: 12th July 2020

Does what it says on the tin

A conveniet, easy to use account Reviewed on: 12th July 2020

a great account

Have gained good interest with this account Reviewed on: 11th July 2020

Handy cashback

For a small fee I can earn cashback on purchases. Reviewed on: 11th July 2020

Good company!

Great rates on bank accounts. Friendly and kind customer service reps. Reviewed on: 8th July 2020

OK but

Sometimes difficult to work out what each ac does Reviewed on: 2nd July 2020

Online banking bliss

Use the app everyday. Total account control and handy £5k overdraft facility - needed in lockdown Reviewed on: 18th June 2020

It's not worth its monthly fee anymore

The only thing that makes me stay with Santander 1-2-3 are their Retailer's offers. I get some cashback through their which offsets my monthly fee. Other than that, the monthly fee makes this account completely irrelevant (after the reductions which are due to happen in August). I will possibly move to 1-2-3 Lite due to inertia, but more likely will move to another bank Reviewed on: 16th June 2020

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