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Santander: 123 Current Account (discontinued) reviews

4.17
Based on 1,252 reviews, last reviewed 5th Sep 2025
200% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

Santander Good app. Easy to set up and use with minimal fuss. Everything seems straightforward Reviewed on: 5th September 2025
Jos's avatar
Jos

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025
Tina's avatar
Tina

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1252)

Review of the Santander, 123 Current Account (discontinued):

Careful staff and attentive to details

5
The staff at branch is careful with details and make sure every step is done properly. I could imagine if the same process is done in other banks, the staff will just say ok to everything but ends up messing the whole process and requires me to go back to handle it again. Reviewed on: 10th March 2021

Benifits need to beat charges

4
If you use it a lot it is one of the best accounts on the market Reviewed on: 20th September 2023

Make money back

5
Great idea for making money on your spending Reviewed on: 12th September 2023

Experience Santander

3
Easy to deal with especially when attending the Branch Reviewed on: 9th September 2023

very consistent bank

5
Recommend Santander, Reliable, fair and consistently quality bank. Reviewed on: 31st August 2023

Great flexible current account

5
Perfect account to run your main daily financial affairs Reviewed on: 31st August 2023

Efficiency

5
Santander have been my bank for many years. They move with the times but there service still meets my requirements. Reviewed on: 30th August 2023

A good bank

5
the only bank to give you cash back Reviewed on: 29th August 2023

Shambolic

1
Been with Santander for 13 years my card has been lost or stolen,hard to know after 3/4 days of trying to get through to Robots...I did eventually get through to their ' fraud' dept...I thought they would be assertive,willing to help &;above all friendly!! She was none of these I mean it was 9 o'clock in the morning bless her,probably had a row with her other half or a night on the lash! Either way her response in a broad liverpool accent was ' calm down'...Harry Enfield springs to mind! Reviewed on: 27th August 2023

Donttravel

1
Stranded in another country with no money. Account blocked due to incompetence and lack of intelligence Reviewed on: 24th August 2023

Excellent service with the personal touch

5
Had account now for a number of years and found access easy and the service offered second to none Reviewed on: 24th August 2023

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