Smart Money People Logo
Go to business site
Share this page
Link copied

SmartSave: Savings reviews

View other SmartSave products
4.77
Based on 2,549 reviews, last reviewed 22nd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
82%
See only 4 star reviews
15%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Invested fixed savings . Invested fixed savings . Carried forward to next year due to interest rate and feel good factor Reviewed on: 22nd January 2026
Sheila C's avatar
Sheila C

Latest lowest rating:

2

No Joint or old accounts No Joint accounts allowed no transfer in from old established accounts Reviewed on: 6th February 2024
Jim S's avatar
Jim S
Read all reviews Write a review

About this product

SmartSave offers a fixed term saver account that provides customers with a secure and reliable way to save money, offering fixed interest rates over specified terms. This account is particularly noted for its competitive interest rates, such as a 1 Year Fixed Rate Saver with a 5.16% interest rate on savings up to £85,000.

Have you used a SmartSave savings account? Leave a Smart Money People review to help increase trust and transparency in financial services.

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

SmartSave Savings reviews (2549)

Easy to set up account, good email updates as maturi...

5
Easy to set up account, good email updates as maturity approached, good interest rate. Reviewed on: 27th January 2024
Scott Dickson's avatar
Scott Dickson

I would like to have seen monthly interest paid in.

4
I would like to have seen monthly interest paid in. Reviewed on: 27th January 2024
Mrs O's avatar
Mrs O

Excellent rate

5
A very good rate for the money I wanted to invest and easy to view online. Reviewed on: 27th January 2024
Jodie's avatar
Jodie

Simple and fast.

5
Simple and fast. No customer service experienced to pass comment. Very competitive products Reviewed on: 27th January 2024
Mike H's avatar
Mike H

Easy to open account.to get competitive rates

5
Competitive interest rates, easy and quick to open savings account. Online management very intuitive. Reviewed on: 27th January 2024
Marco H's avatar
Marco H

smart save - excellent

5
Smart save offered the best rate for a one year fixed. My savings are just about to mature and I receives an email clearly setting out my options. I double checked the rates and they are still the best. Excellent rate, excellent website and excellent service. Reviewed on: 27th January 2024
David D's avatar
David D

Very good overall, but one downside is only being ab...

4
Very good overall, but one downside is only being able to open one Smartsave account due to the 85K limit, surely it should be possible to allow more than one account up to for example 30K. Reviewed on: 27th January 2024
anonymous1974's avatar
anonymous1974

Good vibes

5
Have only had positive experiences. Reviewed on: 27th January 2024
John Wilson's avatar
John Wilson

Easy investment

5
My pension provider told me to invest with you, so I did so and it was very straightforward to open an account online Reviewed on: 27th January 2024
Linda F's avatar
Linda F

Excellent Customer Service

5
Always professional, efficient and helpful. Excellent customer service. Reviewed on: 27th January 2024
Lesley R's avatar
Lesley R

Review SmartSave: Savings now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill