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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,077 reviews, last reviewed 16th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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Latest highest rating:

5

Easy application process that’s easy to understand Easy application process that’s easy to understand Reviewed on: 16th June 2026
Mark 's avatar
Mark

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11077)

Modern, Simple and Quick

5
I am very impressed with Updraft, their layout is very modern and super simple to sign up to. Very quick processing times. Very reasonable loan rates, overall very happy and would certainly recommend. Reviewed on: 7th March 2022
Natty Thomas Sayer's avatar
Natty Thomas Sayer

So helpful

5
Was struggling with interest payments and couldn’t get any loans updraft took all the stress away! Reviewed on: 7th March 2022
James arnold 's avatar
James arnold

Simple and easy

5
Easy to apply, easy to understand - a simple overall process! Excellent and wound defiantly recommend Reviewed on: 7th March 2022
Chris Jones's avatar
Chris Jones

Excellent service

5
I have had excellent service and would recommend updraft Reviewed on: 7th March 2022
Rachel Chamley's avatar
Rachel Chamley

Easy

5
Was super easy and quick to use. Let's you manage your loan all in one app Reviewed on: 7th March 2022
Chris's avatar
Chris

A rare peace of mind

5
I’ve struggled with debt for a while now and I had seen lots of ads for updraft but as with any online only banking and finance I was skeptical. However I found updraft to be a great solution to my debt, it allowed me to pay off some of my more expensive debt in a cost effective way. I now just have one monthly amount instead of managing several creditors and it’s easy to track. I like that I can pay more if I can afford it and my money came in quickly. Would definitely recommend to anyone as debt can be so stressful but updraft made it simple. Reviewed on: 7th March 2022
RoBowers's avatar
RoBowers

Simply Amazing

5
For anyone struggling, please just do it. Very easy application, quick decision and money in your account before you can blink. Saved me a torture on interest rates. Highly recommended. Reviewed on: 7th March 2022
WF's avatar
WF

Helped me at a time of need

5
Updraft helped me when I had no where to turn, got me off the ground and started paying off nearly £70k worth of credit card + overdraft debt. I cannot thank updraft more Reviewed on: 7th March 2022
Jason Chan's avatar
Jason Chan

Great

5
So easy and an awesome company - communication has been fantastic. Reviewed on: 7th March 2022
JC's avatar
JC

Simple & fair

5
Easy and do what they say! They keep things simple, fair and clear! Reviewed on: 7th March 2022
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