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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,077 reviews, last reviewed 16th Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Easy application process that’s easy to understand Easy application process that’s easy to understand Reviewed on: 16th June 2026
Mark 's avatar
Mark

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

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Updraft Personal Loan reviews (11077)

So easy and quick!

5
I hadn’t bothered applying for loans to help consolidate my debt because I just didn’t think I’d be successful and then updraft popped up and made it all so effortless and easy and now I’m paying less off each month but saving tons in interest! Love! Reviewed on: 4th March 2022
Victoria Procter's avatar
Victoria Procter

Easy and affordable alternative to expensive overdrafts!

5
Was able to save loads of money on interest across a few overdrafts and credit cards. Super easy and quick to transfer money with a great app and customer service! Reviewed on: 4th March 2022
Ian MacKinnon's avatar
Ian MacKinnon

Easy and helpful

5
Needed a fast loan for a purchase and updraft served my purpose. Reviewed on: 4th March 2022
david hoyle's avatar
david hoyle

Absolutely amazing service and the app is so easy and quick to use. Very efficient and helpful at all times.

5
I’ve literally tried every loan company and the percentage rate for all of them is sky high and most of them aren’t efficient. However, I came across Updraft and it completely changed my life…I applied for a loan and someone got back to me in a few minute. The documents took no longer than 15/20 to complete and after submitting them I received an email to confirm my loan. Within 24-48 hours the money were in bank. Honestly, couldn’t recommend the app and their services more if I tried! Absolutely 10/10 rate from me :) Reviewed on: 4th March 2022
Gabriela's avatar
Gabriela

Good service

5
A thorough service, friendly and efficient Reviewed on: 4th March 2022
Tracy Smith's avatar
Tracy Smith

Easy and friendly

5
Very simple to set up and help me put my payments in to one monthly bill. Reviewed on: 4th March 2022
Charelle Seabourne's avatar
Charelle Seabourne

Great service

4
Simple process with loan application, money transferred within days Reviewed on: 4th March 2022
Dave's avatar
Dave

Amazing, easy, straight forward

5
Was really easy to get an answer. Great communication. Great app Reviewed on: 4th March 2022
Elle Flood's avatar
Elle Flood

Fantastic company

5
Quick and easy decision. Anle to get help when needed. Wish i found them sooner. Reviewed on: 4th March 2022
nola's avatar
nola

Excellent service

5
Couldn’t get a loan from anyone to pay credit card off but updraft came to the rescue with a really low rate Reviewed on: 4th March 2022
MD's avatar
MD

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