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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
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Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11078)

A genuine life changer

5
I was 18 when I got my first credit card and I didn’t understand credit properly at all. I ended up having 5 credit cards by the time I was 21 and by the time I was educated on the matter I was overcome with stress and anxiety due to what felt like debt I’d never see the back of. I then saw an advert for Updraft online and despite being skeptical at first, I done some research and decided to give it a shot. That decision genuinely changed my life! The app is so user friendly and the service is extremely quick! I managed to apply and pay off my credit cards within 48 hours! Now I pay off a smaller amount than I was already paying each month and I actually have a clear end point in sight! It’s such a relief and I’m so thankful I found Updraft! Reviewed on: 3rd March 2022
Connor Earl's avatar
Connor Earl

Brilliant Team Great communication

5
From Day one the Team have been unbelievably helpful. Reviewed on: 3rd March 2022
Paul M 's avatar
Paul M

Good service

4
Very quick and easy way to get the finance Reviewed on: 3rd March 2022
A A's avatar
A A

Help when you need it most

5
Cannot fault the products, the service or the after sales care. Very unique company Reviewed on: 3rd March 2022
Darren's avatar
Darren

Great service

5
Already recommended to a friend. Reviewed on: 3rd March 2022
Bea's avatar
Bea

Very quick and efficient service

5
Very happy with the service. Great rates and really helped when I needed it. Have already recommended to friends. Reviewed on: 3rd March 2022
Jennine's avatar
Jennine

Amazing customer service, really helpful. Will use again

5
Paid off a loan early and everyone was so helpful. Professional and friendly. Reviewed on: 3rd March 2022
Emma Jade Wrigley's avatar
Emma Jade Wrigley

Easy

5
Really easy to use the app and super quick response and drawdown time Reviewed on: 3rd March 2022
Lucy Moss's avatar
Lucy Moss

Brilliant app and fab customer service

5
Applying for eligibility was fairly easy and once approved/accepted the funds arrived next working day. Great service and a great way of consolidating the higher interest loans/credit cards into such an affordable rate. Reviewed on: 3rd March 2022
Khristine McGuire's avatar
Khristine McGuire

Amazing

5
Fantastic service prompt and professional better service than visiting any bank @ branch! Reviewed on: 3rd March 2022
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Lisa Herd

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