Paid advertisement
Smart Money People Logo
Newsletter

Updraft: Personal Loan reviews

4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review

Updraft Personal Loan reviews (11078)

Fantastic understanding service

5
Quick and easy process that looks at your circumstances and doesn’t treat you like a credit score. Reviewed on: 2nd March 2022

Quick and easy loan application!

5
I have been trying to clear off my debts from my other credit cards and discovered about updraft! The app is user friendly and managed to get an approval immediately! This has helped me with my current financial problem and the interest is also affordable. Great company! Reviewed on: 2nd March 2022

Lifeline for helping pay off credit card

5
Lower interest rate. Unable to creep back into higher levels of debt. No penalties for early repayment. Just love it and wish I had found it sooner! Reviewed on: 2nd March 2022

Got me out of my black hole

5
I may not have been in thousands of debt but I was in enough for myself that I was starting to feel lost. I never knew where I stood with payments and I could never keep up or keep track. Updraft put all my payments into one that automatically is taken to a date that I set. I feel so much better for this and feel like I am starting to manage my money better - thanks ! Reviewed on: 2nd March 2022

An absolutely amazing platform. Easy simple and effective

5
The platform has been simple, quick and easy in what they have provided. The same is seamless and has helped me out a lot Reviewed on: 2nd March 2022

Quick and Easy

5
They did what they promised and couldn't have been easier Reviewed on: 2nd March 2022

Life saver

5
I was paying stupid amounts of interest on my original loan, updraft came along and cut that interest rate by over half, saving me hundreds of pounds. Highly recommend, super easy to use and very helpful. Reviewed on: 2nd March 2022

Quick & simple

5
Couldn’t have been easier! Reduced my monthly outgoings and cleared debt a lot quicker!! Reviewed on: 2nd March 2022

Easy and quick

5
Easy to use and better rate than my high Street bank. Reviewed on: 2nd March 2022

Helped me alot

5
Worked really great for my needs. Reviewed on: 2nd March 2022

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review