Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,723 reviews, last reviewed 20th Mar 2026
351600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Clear & Easy application and great service. Clear & Easy application and great service. Reviewed on: 20th March 2026
Michael's avatar
Michael

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10723)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Fast and easy

5
Very easy to do. Customer service has been very helpful would 100% recommend Reviewed on: 25th February 2026

The place to go when applying for a loan

5
It's easy to apply, even with a "not so good" credit score. Affordable payments as well Reviewed on: 25th February 2026

Excellent service from the start

5
Excellent service from the start Reviewed on: 25th February 2026

Fantastic, fast and brilliant service!

5
Fantastic, fast and brilliant service! Reviewed on: 25th February 2026

Very quick & easy to deal with no issues so...

5
Very quick & easy to deal with no issues so far Reviewed on: 25th February 2026

Very simple and easy to sort out.

5
Very simple and easy to sort out. Made life a little easier Reviewed on: 25th February 2026

Quick and easy, definitely recommend it

5
Quick and easy, definitely recommend it Reviewed on: 25th February 2026

Good customer service

5
Always good customer service and very helpful on advice and support. Reviewed on: 25th February 2026

Nothing but excellent customer service always someon...

5
Nothing but excellent customer service always someone on hand to speak to. Very professional fast payout Reviewed on: 25th February 2026

Its a seamless experience banking with Updraft

5
Its a seamless experience. Very smooth process by Updraft Reviewed on: 25th February 2026