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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11083 reviews)

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4.88

Based on 11,083 reviews, last reviewed 16th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

It helped me pay off my credit cards It helped me pay off my credit cards Reviewed on: 16th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11083)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Amazing - really helped me feel much more comfortabl...

Amazing - really helped me feel much more comfortable with my debt Reviewed on: 26th February 2026

Straight forward information

Straight forward information and easy to understand I’m in control of what I view Reviewed on: 26th February 2026

Super quick and easy process!

Super quick and easy process, from start to finish... funds arrived swiftly. The free updraft app is brilliant! Easy to navigate too!! Reviewed on: 26th February 2026

If you’re looking for a loan that actually feels sup...

If you’re looking for a loan that actually feels supportive rather than stressful, Updraft can be a really good fit. What stands out is how straightforward and human the experience feels — you can clearly see your balance, repayment timeline, and options right in the app, which makes staying in control of your money much easier. Their structured repayment plans help you budget confidently without worrying about hidden surprises, and if you’re consolidating debt, it can feel like you’re finally simplifying things instead of juggling multiple payments. On top of that, their customer service has a reputation for being responsive and understanding, so if you ever have questions or need help, you’re not left feeling stuck or ignored. Altogether, it’s the kind of borrowing experience that feels transparent, supportive, and designed to actually help you move forward financially. Reviewed on: 26th February 2026

Easy to access with clear terms and conditions

Easy to access with clear terms and conditions Reviewed on: 26th February 2026

This was my first time using Updraft, and I was plea...

This was my first time using Updraft, and I was pleasantly surprised. The setup was quick, the app is easy to navigate, and everything was explained clearly. I felt in control of my finances without being overwhelmed. Reviewed on: 26th February 2026

Good so far, just opened so we will see how it comes...

Good so far, just opened so we will see how it comes out Reviewed on: 26th February 2026

Friendly staff and easy quick approval.

Friendly staff and easy quick approval. The system and the way its laid out was easy to navigate. Reviewed on: 26th February 2026

Fast and effective, customer service was great and p...

Fast and effective, customer service was great and professional. Got the loan on time Reviewed on: 26th February 2026

Easy to use, great customer service/support.

Easy to use, great customer service/support. Reviewed on: 26th February 2026

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