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Updraft: Personal Loan reviews

4.96
Based on 11,037 reviews, last reviewed 10th May 2026
382500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

It's amazing experience and I would repeat again It's amazing experience and I would repeat again Reviewed on: 10th May 2026
kilian Aboki Perez's avatar
kilian Aboki Perez

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11037)

Easy and quick - very transparent

5
Easy and quick - very transparent Reviewed on: 25th February 2026

Quick and easy application very happy

5
Quick and easy application very happy Reviewed on: 25th February 2026

Excellent customer service with proven results.

5
Excellent customer service with proven results. Helped me out of a bind in time for my wedding. Reviewed on: 25th February 2026

Quick and easy application money within 48 hours

5
Quick and easy application money within 48 hours Reviewed on: 25th February 2026

Puts you in control of your borrowing

5
Very quick, easy and clear to use via the App. The information is easy to understand and you can do everything you need to manage your loan through the App. Reviewed on: 25th February 2026

personal loan for debt consolidation

5
Fast decision and realistic approach to personal loan that helped me clear out with high interest credit cards and overdraft Reviewed on: 25th February 2026

Unbelievable service recommend to anyone at all

5
Unbelievable service recommend to anyone at all Reviewed on: 25th February 2026

A Straightforward, Trustworthy Experience with Updraft

5
This is my second time using Updraft, and once again the experience has been smooth, supportive, and completely stress‑free. They helped me secure a personal loan to clear expensive credit card bills and charges, and the whole process — from application to settlement — was effortless. The app itself is straightforward once you get used to it. There’s definitely room for improvement to make the experience even better, but nothing that affects how well everything works. Their communication is warm and reassuring, and most of it comes from Ashley — who I’m convinced is their AI. If she is, then she might be the friendliest robot on Earth. At this point, I trust Ashley more than some humans in my inbox! Settlement of my first loan was immediate, their support has always felt genuine, and overall they’ve helped me feel far more secure and in control of my money. The £1000 incentive for leaving a review is a nice bonus, but honestly, the experience speaks for itself. Highly recommended for anyone looking to consolidate debt or simply make their financial life easier. Reviewed on: 25th February 2026

Quick easy and simple, very helpful

5
Quick easy and simple, very helpful Reviewed on: 25th February 2026

I had a couple of occasions whereby I had to ring up...

5
I had a couple of occasions whereby I had to ring updraft and they helped me. Even thought I don't like chat online however I always ring and try to speak to a person Reviewed on: 25th February 2026

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