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Updraft: Personal Loan reviews

4.96
Based on 10,738 reviews, last reviewed 21st Mar 2026
353100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Excellent service and very user-friendly. Excellent service and very user-friendly. Reviewed on: 21st March 2026
David P's avatar
David P

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10738)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Updraft- Great Experience!

5
Great experience with Updraft, been amazing for getting my overdraft in control! Reviewed on: 25th February 2026

Life saver

5
Super easy to do-no judgement and super helpful advisors Reviewed on: 25th February 2026

Easy to communicate and to use it

5
Easy to communicate and to use it Reviewed on: 25th February 2026

Super easy and fuss free way of applying for a loan...

5
Super easy and fuss free way of applying for a loan and then the handling of it post approvals. Given this was a loan to consolidate and ease finances - a stressful time - Updraft made this so easy for me it was an absolute pleasure to do. The other side of this I'm happier and less stressed, which is a testament to the Updraft process and team. Reviewed on: 25th February 2026

Updraft have helped my situation .

5
Updraft have helped my situation .Soeasy to apply Reviewed on: 25th February 2026

Very simple and easy application process.

5
Very simple and easy application process. Literally does what it says on the tin. Reviewed on: 25th February 2026

Great company and so easy to use

5
The application process and conversation with their customer service was made so easy and they replied so quickly putting me at ease. Setting up the direct debit and always keeping in contact with reminders is always a plus when dealing with finances. Very impressed Reviewed on: 25th February 2026

Really quick easy application process.

5
Really quick easy application process. Good loan rates and ability to pay off larger amounts if I can afford to Reviewed on: 25th February 2026

Very good service and no waiting time at all

5
Very good service and no waiting time at all Reviewed on: 25th February 2026

This is a great company.

5
This is a great company. However, I would appreciate greater flexibility in additional payment options to potentially reduce the total amount owed. Reviewed on: 25th February 2026