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Updraft: Personal Loan reviews

4.96
Based on 10,764 reviews, last reviewed 24th Mar 2026
355700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Excellent and helpful customer service Excellent and helpful customer service Reviewed on: 24th March 2026
Anna b's avatar
Anna b

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10764)

Fantastic Service!

5
Life can be very unpredictable at times when it comes to finances. Dependents, emergencies, repairs, we can never predict when we need to use credit. When the credit cards are being utilised, multiple forms of interest compound along with monthly payments that sometimes feel overwhelming. Updraft’s mission and concept are second to none when it comes to consolidating debt! Reviewed on: 25th February 2026

The best around!

5
A very reasonable repayment scheme compared to other lenders - very informative, easy to navigate and overall an amazing company: I wouldn't go anywhere else if I needed another personal loan! Reviewed on: 25th February 2026

Quick and easy no hassle at all got the loan I was l...

5
Quick and easy no hassle at all got the loan I was looking for with little hassle Reviewed on: 25th February 2026

Great, easy experience with excellent customer service

5
Great, easy experience with excellent customer service Reviewed on: 25th February 2026

Good customer service.

5
Good customer service. Very courteous but still friendly. Completed a sensible review with checks prior to providing credit which was responsible. Reviewed on: 25th February 2026

Simple and seamless process from origination to appr...

5
Simple and seamless process from origination to approval. Reviewed on: 25th February 2026

Great company, really helpful service

5
Great company, really helpful service Reviewed on: 25th February 2026

Quick and easy

5
Quick and easy process and a decent APR Reviewed on: 25th February 2026

I never give the maximum rating for a review.

5
I never give the maximum rating for a review. However, Updraft have been amazing, so how could I not. A friend actually sugested checking them out. The application process was easy. That being said I did manage to make a mistake with uploading the wrong account info, which was totally my fault. The team were super friendly and helpful and sorted the issue very quickly! The interest rate I received was very competitive and the money was available in my account in a matter of days! The app is user friendly and helps me stay in control of my borrowing. No faff or technical jargon, just simplicity and transparency. Personal loans should be this simple for everyone! Reviewed on: 25th February 2026

Really easy to use, user friendly, and efficient ser...

5
Really easy to use, user friendly, and efficient service. communication is really clear. Reviewed on: 25th February 2026

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