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Updraft: Personal Loan reviews

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4.96
Based on 10,781 reviews, last reviewed 25th Mar 2026
357400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Quick and easy answers and results, flexible and aff... Quick and easy answers and results, flexible and affordable repayments, lower than most APR, straightforward application, good and reliable app Reviewed on: 25th March 2026
Michael V's avatar
Michael V

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10781)

Such an easy service to use, quick and efficient , I...

5
Such an easy service to use, quick and efficient , I have used updraft in the past and again currently. Will certainly use again in the future if I needed financial help. Reviewed on: 25th February 2026
Shane R's avatar
Shane R

Great communications and rates good

5
I’ve had 4 Updraft loans based on circumstances and consolidation. Rates were lower initially but easy to apply and great app. Great comms via the app too. Reviewed on: 25th February 2026
Emma 's avatar
Emma

Very simple process and quick decision

5
Very simple process and quick decision Reviewed on: 25th February 2026
jaroslaw zychlinski's avatar
jaroslaw zychlinski

Very helpful for my personal situation, I had a roug...

5
Very helpful for my personal situation, I had a rough patch financially and got myself into a lots of small debts that were very mentally draining. Consolidated with updraft and the one monthly payment on payday has taken a large mental load off my head. The interest charged is also lower than a fair few of my other debts. Id recommend giving them a try. Reviewed on: 25th February 2026
Jake M's avatar
Jake M

Perfect definitely recommended.

5
Perfect definitely recommended. Very easy to use and always professional Reviewed on: 25th February 2026
Scott Lambert's avatar
Scott Lambert

Always amazing affordable service

5
Always amazing affordable service Reviewed on: 25th February 2026
Kelly S's avatar
Kelly S

Very professional service.

5
Very professional service. They helped me when I need help most. quick money transfer and very affordable payments.highly recommend Reviewed on: 25th February 2026
pawel p's avatar
pawel p

Friendly

5
Friendly staff help when I thought know one else would Reviewed on: 25th February 2026
Phil Hayes's avatar
Phil Hayes

Updraft are very easy to use and to communicate with...

5
Updraft are very easy to use and to communicate with Reviewed on: 25th February 2026
Hayley B 's avatar
Hayley B

Very fast to get a loan with good apr

5
Very fast to get a loan with good apr Reviewed on: 25th February 2026
Vishnu's avatar
Vishnu

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