Smart Money People Logo
Go to business site
Share this page
Link copied

Updraft: Personal Loan reviews

View other Updraft products
4.96
Based on 11,057 reviews, last reviewed 17th May 2026
384500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use and really helpful So easy to use and really helpful Reviewed on: 17th May 2026
Amo's avatar
Amo

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
Read all reviews Write a review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Updraft Personal Loan reviews (11057)

The "10-Minute" Sprint

5
The process is surprisingly slick. Unlike a traditional bank where you might be digging for PDF bank statements, Updraft uses Open Banking. ​What I did: Downloaded the app, entered my basic details, and gave them permission to "read" my main bank account. ​The Result: It scanned my spending habits and credit card balances instantly. Within about 5 to 8 minutes, I had a pre-approved offer on my screen. Reviewed on: 25th February 2026
Richard J's avatar
Richard J

Updraft, helping me up my life game to the next level!

5
Updraft really helped pull me out of a hole. The full experience from start to finish was nothing short of professional. I wouldn’t hesitate to recommend them to friends and family. Reviewed on: 25th February 2026
Patricia C's avatar
Patricia C

Fantastic professional service with quick response.

5
Fantastic professional service with quick response. Reviewed on: 25th February 2026
Hannah G's avatar
Hannah G

A useful and responsible lender.

5
Updraft is most definitely a useful company, their primary advertising is getting a lower interest loan to pay off higher interest credit cards, and they do just that. My experience has been positive, whether its early repayments, or accessing an additional loan, they've been consistent and reliable. Reviewed on: 25th February 2026
Ryan C's avatar
Ryan C

No fuss, no hassle.

5
No fuss, no hassle. Good communication so that's always a plus Reviewed on: 25th February 2026
Ewan A's avatar
Ewan A

Honest company

5
It is a very honest and easy way to get a personal loan for your needs. I believe that they really trybtheir very best to help anyone in need of a loan. Reviewed on: 25th February 2026
Benedicto A's avatar
Benedicto A

Needed a little help to pay off a credit card, was g...

5
Needed a little help to pay off a credit card, was great, fast and efficient and would definitely recommend. Reviewed on: 25th February 2026
Michelle 's avatar
Michelle

They where very quick with decision and sending the...

5
They where very quick with decision and sending the money Reviewed on: 25th February 2026
Stuart P's avatar
Stuart P

Quick service, easy to contact members of staff and...

5
Quick service, easy to contact members of staff and funds organised in a timely manner. Reviewed on: 25th February 2026
Rianna S's avatar
Rianna S

Thank you

5
Very good speedy loans and easy to apply. Reviewed on: 25th February 2026
Kate l's avatar
Kate l

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill