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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,081 reviews, last reviewed 10th Jul 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026
sam 's avatar
sam

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11081)

Needed a loan to pay off a credit card the smoothest...

5
Needed a loan to pay off a credit card the smoothest service I’ve ever used and money is in the bank in a couple of days would 100% use them again. Reviewed on: 25th February 2026
Adam B's avatar
Adam B

Very easy to use was able to get sorted within...

5
Very easy to use was able to get sorted within 10mins Reviewed on: 25th February 2026
Ciara M's avatar
Ciara M

Excellent experience

5
Excellent experience with an extremely speedy outcome Reviewed on: 25th February 2026
MR J's avatar
MR J

Excellent service, very helpful would highly recomme...

5
Excellent service, very helpful would highly recommended Reviewed on: 25th February 2026
Joshua A's avatar
Joshua A

The "10-Minute" Sprint

5
The process is surprisingly slick. Unlike a traditional bank where you might be digging for PDF bank statements, Updraft uses Open Banking. ​What I did: Downloaded the app, entered my basic details, and gave them permission to "read" my main bank account. ​The Result: It scanned my spending habits and credit card balances instantly. Within about 5 to 8 minutes, I had a pre-approved offer on my screen. Reviewed on: 25th February 2026
Richard J's avatar
Richard J

Updraft, helping me up my life game to the next level!

5
Updraft really helped pull me out of a hole. The full experience from start to finish was nothing short of professional. I wouldn’t hesitate to recommend them to friends and family. Reviewed on: 25th February 2026
Patricia C's avatar
Patricia C

Fantastic professional service with quick response.

5
Fantastic professional service with quick response. Reviewed on: 25th February 2026
Hannah G's avatar
Hannah G

A useful and responsible lender.

5
Updraft is most definitely a useful company, their primary advertising is getting a lower interest loan to pay off higher interest credit cards, and they do just that. My experience has been positive, whether its early repayments, or accessing an additional loan, they've been consistent and reliable. Reviewed on: 25th February 2026
Ryan C's avatar
Ryan C

No fuss, no hassle.

5
No fuss, no hassle. Good communication so that's always a plus Reviewed on: 25th February 2026
Ewan A's avatar
Ewan A

Honest company

5
It is a very honest and easy way to get a personal loan for your needs. I believe that they really trybtheir very best to help anyone in need of a loan. Reviewed on: 25th February 2026
Benedicto A's avatar
Benedicto A

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