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Updraft: Personal Loan reviews

4.89
Based on 11,098 reviews, last reviewed 2nd Oct 2026
91% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service and quick payment. Great service and quick payment. And good repayment setup Reviewed on: 2nd October 2026
Sarah B's avatar
Sarah B

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11098)

Simplicity and very helpful easy to apply quick with...

5
Simplicity and very helpful easy to apply quick with the loan Reviewed on: 25th February 2026

I was really struggling. Updraft saved me.

5
I was really struggling. I had two children to provide for and was drowning in debt. I wanted a loan to be able to pay off some credit card debt and be able to get through the month. I received the funds so quickly and the staff were so responsive. It’s taken the biggest weight off my mind and I wouldn’t hesitate to recommend them to anyone. Reviewed on: 25th February 2026

Very good for a loan doesn’t really charge interest...

5
Very good for a loan doesn’t really charge interest ever and easy to pay every month Reviewed on: 25th February 2026

Very quick and efficient sign up and process.

5
Very quick and efficient sign up and process. Lots of good messaging explaining exactly what's going to happen and when. Major focus on clearing debt and making it mangable and none of the predatory marketing that other providers use. Reviewed on: 25th February 2026

Easy quick and efficient.

5
Easy quick and efficient. Gives you all the information required Reviewed on: 25th February 2026

Thank You

5
The entire process was very easy and a professional service, has been very helpful for us, thanks Reviewed on: 25th February 2026

They have been very helpful and they are super quick...

5
They have been very helpful and they are super quick with approving and sending the funds quite quickly. Reviewed on: 25th February 2026

Easy to apply and highly recommend

5
Easy to apply. Great customer service and an affordable way to consolidate my debts Reviewed on: 25th February 2026

Really easy to use and fuss free.

5
Really easy to use and fuss free. The only thing I would say could be improved is when it asks if you would like to pay off credit cards directly it doesn’t allow you to do anything under £1. A credit card balance directly usually isn’t to the pound so you need it paid to you first before you can pay off the cc balance in full. Reviewed on: 25th February 2026

Quick and easy decision with the money transferred t...

5
Quick and easy decision with the money transferred the next day Reviewed on: 25th February 2026

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Help others make smarter decisions by sharing your own experience. Write a review