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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,078 reviews, last reviewed 21st Jun 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy & super helpful. Easy & super helpful. In app makes it easy to organise finances Reviewed on: 21st June 2026
LRL's avatar
LRL

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11078)

Quick to set up

5
Quick to set up. Quick decision on being accepted. And funds reached my account within a couple of days. Reviewed on: 14th March 2024
Jason W's avatar
Jason W

Clear, open and simple to use.

5
Clear, open and simple to use. Could not recommend enough. An actual person - not a bot - was available and the process was quick and easy. Reviewed on: 14th March 2024
Jules's avatar
Jules

Quick and easy process, great communication.

5
Quick and easy process, great communication. Reviewed on: 14th March 2024
Robert L's avatar
Robert L

Fast and professional

5
Quick and easy process happy with the outcome Reviewed on: 14th March 2024
Jane's avatar
Jane

Brilliant, efficient and so helpful

5
Brilliant, efficient and so helpful Reviewed on: 14th March 2024
Elizabeth S's avatar
Elizabeth S

Super easy to apply and fast payout

5
Super easy to apply and fast payout Reviewed on: 14th March 2024
Steph k's avatar
Steph k

Fast and easy to use no problems

5
Fast and easy to use no problems Reviewed on: 14th March 2024
Rhys c's avatar
Rhys c

Very easy to apply and answered any questions I had...

5
Very easy to apply and answered any questions I had very quickly. Reviewed on: 14th March 2024
Greg M's avatar
Greg M

I used them to pay off combined debts, I’m saving ab...

5
I used them to pay off combined debts, I’m saving about £100 a month on interest payments. Reviewed on: 14th March 2024
Lee B's avatar
Lee B

Updraft for the user

5
Updrafts customer service is fantastic if I ever have any technical issues they alert me and if I have questions they answer politely and it's entirely personalised to my situation. An error occurred which caused my direct debit to not work, updraft through notification let me know as soon as and was able to talk me through how to fix the problem. Reviewed on: 14th March 2024
Sean Gatens's avatar
Sean Gatens

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