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Updraft: Personal Loan reviews

4.96
Based on 10,707 reviews, last reviewed 18th Mar 2026
350100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Helpful and considerate company, easy application an... Helpful and considerate company, easy application and useful app Reviewed on: 18th March 2026
Alan W's avatar
Alan W

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10707)

No hassle

5
I didn’t feel judge or pressured. Great service Reviewed on: 11th April 2023

What an awesome service

5
This company made helping me get a loan a stress free experience. Every process was easy to understand and complete. And the results were processed quickly. That’s to them I am now able to relax and no longer stress about my previous debt as it’s now manageable payments. Reviewed on: 11th April 2023

Tip Top Comms!

4
The team at updraft are so helpful and always quick to respond to any query! Reviewed on: 11th April 2023

Awesome service

5
great communication and service. would highly recommend Reviewed on: 11th April 2023

Easy to use app, simple application and competitive rates

5
I tried updraft after first approaching my bank, the application was straightforward, got a quick decision and customer service was great. Reviewed on: 11th April 2023

Great service

5
Quick and easy to apply. Great customer service, helpful and approachable. Reviewed on: 11th April 2023

Fast, effective and reliable service

5
The staff were friendly and very knowledgeable. They helped me get what I needed while ensuring it met my financial needs Reviewed on: 11th April 2023

Easy peasy

5
Being stressed out by my finances was a norm. Did not think anyone could help..and then i discovered Updraft and suddenly for the first time i feel i am in control of my finances. Set up was quick and easy and at no point was i made feel like failure for not managing my money better. Life is great now, thank you Updraft Reviewed on: 11th April 2023

Fast and polite

5
Excellent customer service and prompt service! Reviewed on: 11th April 2023

A good provider but with some flaws

4
Updraft offer fair interest rates but also rely on open banking and only with certain banks. Some of the banks trade under a different name and the process becomes unnecessarily complicated. Reviewed on: 11th April 2023

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