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Updraft: Personal Loan reviews

4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11094)

Friendly, Fast & Efficient!

5
The Updraft team were really fast at processing my application, they were really good with communication, fast to respond and the whole process was extremely smooth. The loan has really helped me out in clearing debt and saved me money on what I would have had to pay in interest. I’ve recommended them to friends & I will keep doing so Reviewed on: 11th April 2023

Amazing, quick & efficient!

5
Updraft is amazing, quick & efficient. I have already referred people over. Fast decisions, and in your account before you know it. Reviewed on: 11th April 2023

Excellent company

5
Excellent company. Quick and easy to apply and no hidden fees. Reviewed on: 11th April 2023

Great and quick service

5
Updraft have been brilliant. A smooth to use app Reviewed on: 11th April 2023

Very easy

5
Excellent idea and a great help for people Reviewed on: 11th April 2023

Really good

5
Excellent lender, easy to use app, get the funds quick, really good all round Reviewed on: 11th April 2023

Quick easy and affordable

4
Able to borrow funds easily, repayments affordable and able to pay off early with no penalties Reviewed on: 11th April 2023

Great service!

5
Cannot recommend Updraft enough. The customer service is second to none. The speed in which they processed my application and have responded to any queries has been amazing. Great company. Reviewed on: 11th April 2023

A real life line

5
Updraft was quick and straightforward. I felt that they really took into account your personal circumstances beyond your credit score. I had been declined finance elsewhere despite having enough income to cover all my existing bills but was starting to struggle to make ends meet which was impacting on my mental health. Being able to consolidate my debts with Updraft has been a real life saver for me and helped me to get back on track. Reviewed on: 11th April 2023

Excellent Bank

5
Everything I have experienced banking with Updraft has been incredible. Truly the best customer service! Well done Updraft Reviewed on: 11th April 2023

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