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Updraft: Personal Loan reviews

4.88
Based on 11,079 reviews, last reviewed 1st Jul 2026
94% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and easy to use no hassle Simple and easy to use no hassle Reviewed on: 1st July 2026
Aleigha S's avatar
Aleigha S

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11079)

Amazing

5
They are helping to clear expensive borrowing, long way to go yet but will get there with updraft Reviewed on: 11th April 2023

Easy signup and low interest rates!

5
The process was very smooth - you can even see the amount you can borrow. I am glad I signed up for updraft with one of the lowest rates available. Reviewed on: 11th April 2023

Easy to use

4
Updraft is super easy to use. The app is great for tracking your loan and they are quick to reply to message. Reviewed on: 11th April 2023

Brilliant

5
Great acceptance with good interest rates!! Reviewed on: 11th April 2023

Amazing!

5
Very lovely team (I have dealt with a few). They were able to explain all aspects of finance and make sure you understood before making the decision. Better rates than what I had to be fair. And the fact that I can link my accounts and see them in one go is awesome! Highly recommend Reviewed on: 11th April 2023

Extremely easy, concise and honestly? Perfect

5
I’ve worked in the Credit and Financial industry and I know all of the problems people have associated with it. Updraft? I’ve not had a single issue. From easy set up, prompt action and review from Updraft, extremely clear terms and the ability to fix my finances with such little mental fatigue - what more could you want? Reviewed on: 11th April 2023

Fast & Friendly Service

5
Through communicating in the app I was able to reconcile my debt. Repayments were clear and I was able to adjust the amount I needed as I saw fit. Payment was received in no time. Reviewed on: 11th April 2023

Cant recommend enough

5
Having trouble in the past getting credit and then only getting high rates, Updraft accepted me and and made paying back the loan easy and affordable. The app is brilliant and easy to use whilst their customer service is spot on. Reviewed on: 11th April 2023

Great App

5
Easy to use, very helpful, would recommend! Reviewed on: 11th April 2023

Very helpful

5
Helpful in times of need, able to help achieve financial stability. Flexible rates Reviewed on: 11th April 2023

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