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Updraft: Personal Loan reviews

4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11094)

Tip Top Comms!

4
The team at updraft are so helpful and always quick to respond to any query! Reviewed on: 11th April 2023

Awesome service

5
great communication and service. would highly recommend Reviewed on: 11th April 2023

Easy to use app, simple application and competitive rates

5
I tried updraft after first approaching my bank, the application was straightforward, got a quick decision and customer service was great. Reviewed on: 11th April 2023

Great service

5
Quick and easy to apply. Great customer service, helpful and approachable. Reviewed on: 11th April 2023

Fast, effective and reliable service

5
The staff were friendly and very knowledgeable. They helped me get what I needed while ensuring it met my financial needs Reviewed on: 11th April 2023

Easy peasy

5
Being stressed out by my finances was a norm. Did not think anyone could help..and then i discovered Updraft and suddenly for the first time i feel i am in control of my finances. Set up was quick and easy and at no point was i made feel like failure for not managing my money better. Life is great now, thank you Updraft Reviewed on: 11th April 2023

Fast and polite

5
Excellent customer service and prompt service! Reviewed on: 11th April 2023

A good provider but with some flaws

4
Updraft offer fair interest rates but also rely on open banking and only with certain banks. Some of the banks trade under a different name and the process becomes unnecessarily complicated. Reviewed on: 11th April 2023

Simple effective and very helpful

5
Easy to create an account. Helped me understand my expenses and the loan application was so fast. Would definitely recommend Reviewed on: 11th April 2023

Simple application

5
Simple to apply with clear rates and payment schedule. App works really well and can make extra payments if needed with ease Reviewed on: 11th April 2023

Review Updraft: Personal Loan now

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