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Updraft: Personal Loan reviews

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4.96
Based on 10,997 reviews, last reviewed 29th Apr 2026
378500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

Very reliable and staff is very friendly and knowled... Very reliable and staff is very friendly and knowledgeable Reviewed on: 29th April 2026
Jenny f's avatar
Jenny f

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10998)

Great company to deal with, very helpful and quick t...

5
Great company to deal with, very helpful and quick to respond to anyone queries. Very happy with their servive and would highly recommend. Reviewed on: 3rd March 2026
Paul 's avatar
Paul

The have helped me with two loans to clear previous...

5
The have helped me with two loans to clear previous credit and it was very straightforward on both occasions. Reviewed on: 3rd March 2026
Lois's avatar
Lois

Excellent service and app is easy to use

5
Excellent service and app is easy to use Reviewed on: 3rd March 2026
Jordan h's avatar
Jordan h

Very helpfull and Quick loan given within 2 days

5
Very helpfull and Quick loan given within 2 days Reviewed on: 3rd March 2026
Manu's avatar
Manu

Great to deal with.

5
Great to deal with and good rates Reviewed on: 3rd March 2026
ALAN W's avatar
ALAN W

Quick and Simple Personal Loan Process

5
I applied for a personal loan with Updraft and found the process easy to follow. The online application was clear and did not take long to complete. I liked that I could upload my documents straight away and track the progress without chasing updates. The checks were straightforward, and I received a decision within a reasonable time. The information about repayments and terms was shown clearly, which helped me understand what I was committing to before accepting the offer. Overall, the experience felt smooth and organised. If you want a simple online process without too much back and forth, Updraft is worth considering. Reviewed on: 3rd March 2026
ST's avatar
ST

Great and easy to use.

5
Great and easy to use. Good customer service Reviewed on: 3rd March 2026
Juber i's avatar
Juber i

Brilliant service all round and would recommend

5
Brilliant service all round and would recommend Reviewed on: 3rd March 2026
Blessing M's avatar
Blessing M

If you have a bad credit and aim to improve and opti...

5
If ypu have a bad credit and aim to improve and optimise your monthly spenditure, you can choose Updraft. Of course analyse carefully the benefit as the interest is quite high, however I managed to reduce my monthly costs with over 700 gbp. Reviewed on: 3rd March 2026
Mike P's avatar
Mike P

Customer service ith the service and quickness o...

5
Very very satisfied with the service and quickness of receiving the decision and money would highly recommend them Reviewed on: 3rd March 2026
Steven h's avatar
Steven h

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