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Updraft: Personal Loan reviews

4.96
Based on 10,483 reviews, last reviewed 6th Mar 2026
328300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

4

Its was very easy to get approved and loan the... Its was very easy to get approved and loan the same day Reviewed on: 6th March 2026
Joel S's avatar
Joel S

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (10483)

Excellent service

5
Everything was super easy and quick, Highly recommend them to anyone looking for a loan to pay off credit card debt etc. very helpful Reviewed on: 14th March 2023

Great customer service

5
Great features, friendly support and customer service Reviewed on: 14th March 2023

Bank Award for sure!

5
This company I've seen advertised a few times, but when I applied I got accepted after a quick and easy process, I didn't think they would but they have given me confidence to get my accounts in order, no other providers seemed interested! 5 star service, great app too. Reviewed on: 14th March 2023

Wow experience

5
The overall journey, technology, service and products shows the company knows how to attract, help and grow there customer base . Reviewed on: 14th March 2023

Quick and very simple

5
A truly revolutionary service that is quick and easy to apply for. Reviewed on: 14th March 2023

Stress-free

5
Transparent and simple from the start of the process to the end. Stress-free which is all any of us can ask of a personal loan. Reviewed on: 14th March 2023

Honestly made my year!

5
I was completely stuck paying off the bare minimum payments on a credit card, therefore not actually chipping away at my debt. I applied for Updraft, was approved so fast and now have a payment plan which actually chips away at my debt every month with really manageable payments. I feel like a weight has lifted! Reviewed on: 14th March 2023

So quick and easy to apply

5
I found updraft incredibly easy to apply for a loan and to manage it all once approved. Super quick process, approval, and transfer of funds. Amazing service! Reviewed on: 14th March 2023

Very helpful and informative

5
I took out essentially a consolidation loan with updraft so I could freeze my credit card debt and pay less interest. It was a quick process using the app, and the online chats were very quick to respond when I had questions. Reviewed on: 14th March 2023

Company that cares

5
Updtraft really helped me to get back on track with my finances after years of struggling with debt. Fab customer service, app has a great design and is easy to use, and most importantly- it really helps people out there! Reviewed on: 14th March 2023

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