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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,081 reviews, last reviewed 10th Jul 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026
sam 's avatar
sam

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11081)

Amazing experience, very fast response

5
I had a difficult moment when I wanted to cover a Credit Card and unfortunately my bank couldn’t help me. I found this company Updraft and gave it a chance after I read customers reviews. I was very impressed that first of all they said YES and secondly how fast was all the process and how quickly I received the funds. Totally amazing Reviewed on: 14th March 2023
mihaelabuburuzan86@gmail.com's avatar
[email protected]

Easy, Straightforward and Fair

5
Updraft looks at each of its applicants as they should be - as a person, not a credit score. A great service that smashes the traditional high street banks into touch! Reviewed on: 14th March 2023
David Hunt's avatar
David Hunt

Brilliant service!

5
They do what they say on the tin, easy to navigate, transparent, brilliant service. I’d highly reccomend Updraft! Reviewed on: 14th March 2023
Danniella's avatar
Danniella

Fantastic customer service and easy to apply

5
Had a very good experience with updraft as they are easy to reach , easy to apply the loan. Received the funds earlier than expected timeframe and there were no hassles. Whenever I get a question their customer service replies within seconds during working hours. Reviewed on: 14th March 2023
Pankaj Tomar's avatar
Pankaj Tomar

Changed my life

5
Changed my life for the good. No one else would offer me a loan while having no missed payments and a very high earner. Reviewed on: 14th March 2023
Ashley Manterfield's avatar
Ashley Manterfield

Excellent, Simple and Sensible Lending

5
What a breath of fresh air - a clever Fintech that puts the customer front and centre. Impressive customer service and a genuine cost saver solution. Highly recommended. Reviewed on: 14th March 2023
ScotlandSurf's avatar
ScotlandSurf

Speedy and seamless service

5
I was initially a bit dubious of their claims. Within an hour I felt a weight of stress leave me. I've had a chequered history due to personal issues, which I've since overcome. Frustratingly this has hindered and remained with me for a long time. I've often found it disparaging getting declined for credit in spite of my evident progress. I found this service easily understandable and transparent. Highly recommend Stephen Reviewed on: 14th March 2023
Stephen Drury's avatar
Stephen Drury

Great Provider

5
Great provider, easy to use app and all the information you need at your fingertips ! They offer loads of options and keep your informed every step of the way Reviewed on: 14th March 2023
Jon Darcy's avatar
Jon Darcy

So easy to use, and the opportunity to reduce interest owed is really refreshing

5
Allows me as a self-employed person to manage my cash flow affectively. Sometimes I need an injection of cash to tide me over for literally just a couple of weeks and I love the fact that there’s no redemption penalties or clauses that would prevent me from over paying when I can. Reviewed on: 14th March 2023
angelachill@hotmail.com's avatar
[email protected]

Great Job

4
Amazingly simple to use and very friendly team Reviewed on: 14th March 2023
Dan Sewell's avatar
Dan Sewell

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