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Updraft: Personal Loan reviews

4.89
Based on 11,094 reviews, last reviewed 3rd Sep 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and Reliable - 100% Recommend :)) Easy to repay and straightforward. Help is always available and problems are solved when needed to be. I feel in control of making my payments on time... Read more Reviewed on: 3rd September 2026
Chanze-Leslee Coleman's avatar
Chanze-Leslee Coleman

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11094)

So easy...

5
I have used updraft multiple times now and love how easy the application is. Seeing how much I am guaranteed as well as the APR I'll pay. The odd time I have spoken to staff on their chat function, they have been helpful and very friendly. Keep up the good work! Reviewed on: 14th March 2023

Financial Freedom!

5
Updraft has been instrumental in helping me manage my finances with a cost effective alternative. It really has helped me reshape my view on how to handle my finances and provided me with tips and tools that I can easily articulate. Fantastic, responsive customer service and fair review and rates. Totally recommend to everyone! Reviewed on: 14th March 2023

Such a relief!!

5
I didn't know about the company or what they did until I saw an ad on Instagram. Read some comments and reviews and thought I'd give it a try as they could only say no. The process was pretty simple and communication was quick and effective! I was lucky and managed to borrow some funds. Whilst it won't pay off all my debt it's paid off enough to give me some breathing room. The force runs strong with this company!! (See what I did there?? Just a cheeky nod to the ad). Thanks Updraft!! Reviewed on: 14th March 2023

Very friendly, professional and affordable!!

5
Customer service is very responsive and very friendly. And the rates of this loans are very affordable compared to different companies. Reviewed on: 14th March 2023

Excellent service and systems

5
It all worked smoothly with no hitches or phone calls Reviewed on: 14th March 2023

Excellent helpful service

5
Very pleased with my experience so far. I was loaned an amount which means I can focus on paying down the loan and remaining, now smaller credit balances. Excellent communicative customer care from the offset. So helpful to see all credit arrangements in one place and motivating to see when balances start to come down. I’ll also find it really useful to monitor my credit score as I work on paying down. Thank you Updraft, really pleased! Reviewed on: 14th March 2023

Helped to consolidate debts

5
Made a big difference to affordability of debt Reviewed on: 14th March 2023

Very efficient and great service!

5
Great service and also has the human touch which seems to be missing with banks this day and age. Reviewed on: 14th March 2023

Very good service

5
It's very useful and service which they are giving is very useful Reviewed on: 14th March 2023

Great service

5
Updraft offer a great service and it is so easy from start to finish. Has helped me pay off some higher rate cards to save money. Reviewed on: 14th March 2023

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