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Updraft: Personal Loan reviews

View other Updraft products
4.88
Based on 11,081 reviews, last reviewed 10th Jul 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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0%

Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026
sam 's avatar
sam

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11081)

Quick, easy and trustworthy

5
I like the ethos of the company and the way they manage loans with their customers. You get a quick response and good customer service afterwards with an easy to understand personal dashboard that helps you manage your finances. Reviewed on: 14th March 2023
Katrina's avatar
Katrina

Top team

5
Great quick and smooth process would recommend to any one Reviewed on: 14th March 2023
Bart's avatar
Bart

A Great Help to Get Back on Track

5
I used updraft to help pay a credit card bill that I felt could have gotten out of hand. They made it easy to apply and the money was available very quickly. I found the tools provided helped me to analyse my spending and see where I could improve my financial situation. I felt I could communicate if I ever had an issue and found the interface easy to navigate on the mobile app. Overall, using Updraft makes a difficult experience alot easier to manage and I can't thank them enough for that. Reviewed on: 14th March 2023
Jack Harrop's avatar
Jack Harrop

Helped me combat mental health

5
I have suffered the debt for the last couple of years and I stumbled across updraft and they helped me so much. I have been able to sort my debt and phase someone to speak to regarding my credit, money concerns and loan concerns. I would just like to say a massive thank you to the amazing staff at updraft. YOU ARE ALL AMAZINg!!! Reviewed on: 14th March 2023
Paul Deevoy's avatar
Paul Deevoy

Great service and highly competitive rates

5
An Updraft facility allowed me to reduce my outgoings by putting everything into one much lower cost loan. Easier and saved me thousands of pounds in interest payments Reviewed on: 14th March 2023
Kerry Blair's avatar
Kerry Blair

Quick and Easy to use

4
I found the updraft experience really easy and fast. The team provided really clear instructions and were there to help when I needed them. They responded quickly to emails, although fast the information they asked for and time to make the decision about my loan felt considered and robust. Reviewed on: 14th March 2023
RachelL25's avatar
RachelL25

Easy to use with flexible repayment options

5
Was an easy to use experience, and gave me flexible payment options that I find affordable to repay. Also the CS support has been decent, with someone being able to help withing about 15 minutes. Reviewed on: 14th March 2023
WeeDot. Mixing Mates's avatar
WeeDot. Mixing Mates

Simple application

5
I was not offered a loan from different lenders but updraft helped me no problems ,I've had 3 loans with them and I cannot fault them everything is explained before you accept and you can choose the exact amount of months to repay to suit your income, would definitely recommend thanks updraft Reviewed on: 14th March 2023
Ian mellors 's avatar
Ian mellors

Amazing service

5
Great customer service and user friendly app Reviewed on: 14th March 2023
Rachel Underhill 's avatar
Rachel Underhill

Loan

5
Easy to use website and Updraft helped me out with a great rate loan. Highly recommended. Reviewed on: 14th March 2023
Tim's avatar
Tim

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