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Updraft: Personal Loan reviews

4.95
Based on 9,954 reviews, last reviewed 2nd Mar 2026
277000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I dint think I could get to borrow any and wow strai... I dint think I could get to borrow any and wow straight away no no hesitation they helped me out with a monthly plan and very quickly into my nank Reviewed on: 2nd March 2026
Alan g's avatar
Alan g

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (9954)

Excellent service

5
I have had excellent service and would recommend updraft Reviewed on: 7th March 2022

Easy

5
Was super easy and quick to use. Let's you manage your loan all in one app Reviewed on: 7th March 2022

A rare peace of mind

5
I’ve struggled with debt for a while now and I had seen lots of ads for updraft but as with any online only banking and finance I was skeptical. However I found updraft to be a great solution to my debt, it allowed me to pay off some of my more expensive debt in a cost effective way. I now just have one monthly amount instead of managing several creditors and it’s easy to track. I like that I can pay more if I can afford it and my money came in quickly. Would definitely recommend to anyone as debt can be so stressful but updraft made it simple. Reviewed on: 7th March 2022

Simply Amazing

5
For anyone struggling, please just do it. Very easy application, quick decision and money in your account before you can blink. Saved me a torture on interest rates. Highly recommended. Reviewed on: 7th March 2022

Helped me at a time of need

5
Updraft helped me when I had no where to turn, got me off the ground and started paying off nearly £70k worth of credit card + overdraft debt. I cannot thank updraft more Reviewed on: 7th March 2022

Great

5
So easy and an awesome company - communication has been fantastic. Reviewed on: 7th March 2022

Simple & fair

5
Easy and do what they say! They keep things simple, fair and clear! Reviewed on: 7th March 2022

Incredible service

5
Such a quick turnaround to the whole process. The customer service team went above and beyond. The app is great too Reviewed on: 7th March 2022

Easy, efficient, helpful and quick payments

5
Quick and easy to set up, can all be done from the comfort of your own home. Helps me to clear some debt with a surprisingly low interest rate Reviewed on: 7th March 2022

Super easy and helpful

5
Arranged a competitively charged loan quickly and efficiently, with ongoing recommendations for further improvements to help reduce debt costs Reviewed on: 7th March 2022

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