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Updraft: Personal Loan reviews

4.88
Based on 11,081 reviews, last reviewed 10th Jul 2026
96% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

fantastic and effective. fantastic and effective. Did not take long to approve and was able to pay off everything effectively Reviewed on: 10th July 2026
sam 's avatar
sam

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (11081)

Excellent, simple and easy!!!

5
Excellent, simple and easy service. Great product and interest rates. I couldn’t recommend updraft enough!! Such a quick process as well. Reviewed on: 14th March 2023

Will help when you need it most

5
They are the best. Need I say more? Reviewed on: 14th March 2023

Brilliant

5
Straight forward applications and approval really easy useful app brilliant easy going and understandable customer service I've had loans from other companies but updraft beats them all by miles the Apr is the best I've had I really can't fault them at all I will definitely use them in the future and when and if I know people need a loan I will definitely recommend them one million % Reviewed on: 14th March 2023

Very easy and friendly app

5
So easy to get a personal loan I'll recommend updraft Reviewed on: 14th March 2023

Great lender!

5
In a world of profiteering banks and pay day lenders, Updraft offers a personalised service with impeccable ethics.and an attentive UK based customer service offering. Other FinTech scale ups should take note. Well done. Reviewed on: 14th March 2023

Amazing, straight forward and quick

5
They have been wonderful without a doubt. They proven to be a life saver in me sorting put my finances and quick with communication. Reviewed on: 14th March 2023

Outstanding service

5
Excellent communication throughout and easy application process Reviewed on: 14th March 2023

Perfect service

5
To offer a loan to me at a decent interest rate so I can get my life back without paying interest on my credit cards has lifted a massive weight off my shoulders. Fast decision, better interest rates, easy to use app and most importantly - on the road to being debt-free. Couldn't recommend this service enough for those who have huge credit card balances and want to get their lives back! Reviewed on: 14th March 2023

Brilliant service :)

5
Fab and convenient way to borrow money Reviewed on: 14th March 2023

Very easy to use and very responsive to messages

5
Using updraft is super simple, if you have a problem it’s sorted though a chat which they are very responsive too, give you breakdowns on your loans for example. But overall could not ask for much more really. It’s fantastic! Reviewed on: 14th March 2023

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