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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.88 (11082 reviews)

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4.88

Based on 11,082 reviews, last reviewed 14th Jul 2026

96% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great company, easy application and great app. Easy and fast experience, manageable small monthly payments, I have been with this company 2 years, I have no once had any issues, they offer affordab... Read more Reviewed on: 14th July 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Awards

Best personal finance app 2026

Awarded to the personal finance app provider rated highest in customer reviews.

Updraft Personal Loan reviews (11082)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Quick and easy

Clear and concise information about my finances Reviewed on: 4th April 2022

Good Deal

Updraft helped me when am in dire need and would recommend them to everybody Reviewed on: 4th April 2022

Bestttt

Helped me a lot, very simple and clean UI Reviewed on: 4th April 2022

Such an easy process

I have had so many money struggles in the last year and have debt spread over different cards and debt collectors and this loan had the lowest interest rate and was so easy to apply and get accepted. It took me just 10 minutes to complete the application and the money should be with me soon and I feel like I can breathe a sigh of relief for the first time in years. Reviewed on: 4th April 2022

Excellent customer service

Application is straight forward and quick. Rates are competitive compared to high street banks. Saved me loads on credit card charges. Reviewed on: 4th April 2022

Fantastic

Super easy super quick highly recommended Reviewed on: 4th April 2022

Simple steps to sort out the finances

The loan was so easy to set up. A few clicks in the app and all of my finances are being tracked and I now have a single place to see bank accounts, credit and credit score.. amazing!! Reviewed on: 4th April 2022

Excellent system

Excellent system. Beautiful layout. Would like better rates in future. I feel my cresit report is better than the interest rates i get Reviewed on: 4th April 2022

There when you need them

So glad to have found updraft. They were so helpful and supportive with everything. Reviewed on: 4th April 2022

Excellent service

Brilliant service I would recommend to everyone Reviewed on: 4th April 2022

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