Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,394 reviews, last reviewed 4th Mar 2026
319700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service Easy worked well, simple payments. Reviewed on: 4th March 2026
Tom kemery 's avatar
Tom kemery

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review

Updraft Personal Loan reviews (10394)

saved me big time

5
after a few sudden expenses hit, I found myself confused and spreading payments over multiple credit cards, updraft managed to consolidate and just give me a low monthly payment to make, wouldn't like to think where I would be without. Reviewed on: 9th March 2022

Great service.

5
Quick and easy service. Recieved the money within 3 days. Would recommend Reviewed on: 9th March 2022

Cant recommend enough.

5
Simple and easy to use and got an answer within a day Reviewed on: 9th March 2022

Very fast and easy, great service

5
Super fast acceptance, big help to manage multiple debts in one monthly payment. Reviewed on: 9th March 2022

Taking on the Goliaths!

5
Great bank and app offering fair and competitive services and loan rates quickly and easily via a very intuitive app. Customer support is one click away and quite responsive! All round great experience so far!! Reviewed on: 8th March 2022

Always been there when Ive needed them

5
Instant assessment based on real ability to repay with a competitive APR Reviewed on: 8th March 2022

Really helpful app

5
Totally helping me feel like I’m taking control of my finances Reviewed on: 8th March 2022

Great platform

5
This is definitely the best financial service I’ve used, quick, easy, personable and good rates. I’ll definitely recommend to friends and family, I can’t wait to pay my credit card off and pay a better rate! Reviewed on: 8th March 2022

Awesome

5
There one know one else was, helped me get my life back on track. Reviewed on: 8th March 2022

Great service from Updraft

5
Applied - quick response - fabulous communication - easy to use app - would highly recommend Reviewed on: 8th March 2022

Review Updraft: Personal Loan now

Help others make smarter decisions by sharing your own experience. Write a review