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Updraft: Personal Loan reviews

4.96
Based on 11,063 reviews, last reviewed 20th May 2026
385100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Great friendly people and quick turn around Great friendly people and quick turn around Reviewed on: 20th May 2026
Teylor L's avatar
Teylor L

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11063)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Fantastic service

5
Really easy to apply, straight forward application, funds received swiftly Reviewed on: 4th April 2022

Easy and professional service.

5
Everything was so simple. Amazing service to be honest. Reviewed on: 4th April 2022

A game changer for Personal Loans

5
Updraft is quick and easy to use. Clear from the outset of what you can borrow and let’s you configure how much your repayments are based on what you can afford. This is the best personal loan service I have ever used to pay off my credit cards and at a significantly lower rate compared to other companies! I have recommended Updraft to my friends, foes and even my dentist! An excellent service start to finish - clear, concise and always on hand to talk to. Impressed to no avail with the service I have received so far. Reviewed on: 4th April 2022

Recommended

5
Good experience and good to speak to Updraft Reviewed on: 4th April 2022

A modern financial service

5
A simple to use, modern financial services App that is really leveraging the power of modern technology to do business. Reviewed on: 4th April 2022

Trustworthy and efficient

5
Easy, simple application with great communication throughout, highly recommended Reviewed on: 4th April 2022

Simple process

5
No bad experience, everything done online, application complete and verified in minutes Reviewed on: 4th April 2022

Smart, helpful

5
A really easy way of extra support for finance. Really helpful and cheap payback prices Reviewed on: 4th April 2022

If you want to get on top of your finances and get out of overdrafts, they are a great help

5
If you want to get on top of your finances and get out of overdrafts, they are a great help. They are fast and helpful when it comes to the application process, and keep you informed of its progress the whole time. Reviewed on: 4th April 2022

A very helpful company in finance restructure.

5
I have multiple creditors and Updraft were able to offer some support by allowing me the opportunity to pay some of them off. Reviewed on: 4th April 2022