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Updraft: Personal Loan reviews

View other Updraft products
4.95
Based on 9,963 reviews, last reviewed 2nd Mar 2026
277900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Very quick response, very easy to apply, quick payout. Very quick response, very easy to apply, quick payout. Reviewed on: 2nd March 2026
Heidi C's avatar
Heidi C

Latest lowest rating:

1

new loan when they shouldn’t have done, le... Gave me a new loan when they shouldn’t have done, led me to believe it was to combine outstanding loan with new one now paying over double what I was ... Read more Reviewed on: 28th February 2026
Chris C's avatar
Chris C
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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

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Updraft Personal Loan reviews (9963)

Quick and effective

5
Best loan provider, quick answer no fuss, just simple Reviewed on: 2nd March 2022
Bruno Pelicio's avatar
Bruno Pelicio

Excellent

5
Very easy to set up and consolidate debt into one place, couldn't recommend more Reviewed on: 2nd March 2022
Kyle 's avatar
Kyle

Quick, and simple to work with

5
Great company. Efficient service. Great app. Simple and easy to deal with. Reviewed on: 2nd March 2022
Paul's avatar
Paul

Helping me on my path to a mortgage

5
Using Updraft has been seem less throughout. The one time I was a bit unsure about things - I got in touch, and the team helped me out within minutes. Great work. Reviewed on: 2nd March 2022
Ty's avatar
Ty

Easy and straightforward

5
Excellent customer service and manners. Reviewed on: 2nd March 2022
Neil Narendra Dhanji Mepa Shah's avatar
Neil Narendra Dhanji Mepa Shah

debt free

5
cleared all of my credit card using updraft. Reviewed on: 2nd March 2022
sagar gautam's avatar
sagar gautam

Personalised, outside-of-the-box thinking

5
Great app to get a true view of credit balances, credit file etc, but the real value are what I would consider 'micro-consolidation' loans. They don't just take your credit rating under consideration (where if your credit card balance utilisation is high, you're pretty much in trouble), but other factors such as income, affordability etc.. And the good thing is, if you keep your account in good health, there's more opportunity down the line to go again. A great way to pay off more expensive credit card debt, with loans at lower %APR rates than most cards offer. Also an incredibly personal service, very quick to respond and even open to ideas/feedback to improve functionality!! Super friendly, helpful and outstandingly professional staff make UpDraft a great all-rounder. Highly recommended! Reviewed on: 2nd March 2022
Mark Stockdale's avatar
Mark Stockdale

Helped me out massively in a time of need

5
Absolute fantastic service always kept in touch and when I had no where else to turn to updraft where the one there for me couldn’t praise them high enough Reviewed on: 2nd March 2022
Daniel Howie's avatar
Daniel Howie

Straightforward, genuinely helpful loans

5
I was looking to consolidate some of my debt and Updraft were there to help! They offered me a loan with an interest rate lower than all of my overdrafts and credit cards so I can save money in the long run. No early repayment fees and a swish app to keep track is great too! Reviewed on: 2nd March 2022
Ryan Morgan's avatar
Ryan Morgan

Very good - quick and straightforward

5
Really good application. Quick process with clear steps. Can see all my money and where I need to consolidate Reviewed on: 2nd March 2022
John Goodwin's avatar
John Goodwin

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