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Wise: Wise Account reviews

4.67
Based on 138 reviews, last reviewed 25th Mar 2026
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Latest highest rating:

5

The multi currency account works simply & efficiently, The multi currency account works simply & efficiently, Reviewed on: 25th March 2026
J Newton's avatar
J Newton

Latest lowest rating:

1

WISE operate on unethical business practises. WISE operate on unethical business practises. When i convert money to yen it was not prompt to me as a warning that the min. transfer for Yen using Sw... Read more Reviewed on: 5th February 2026
ZACK E's avatar
ZACK E

About this product

With a Wise Account, you can spend around the world, have a balance in any of 40+ currencies and send payments to over 80 countries.

The Wise Account isn’t a bank account, it’s a Money Service. You can get a linked Wise card, but you can’t get credit facilities like an overdraft. Wise has security measures built in to keep your money safe.

Wise Account reviews help you find out what it’s really like to be a customer. If you’ve used Wise before, you can also leave a review and share your experience.

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Wise Wise Account reviews (138)

The multi currency account works simply & efficiently,

5
The multi currency account works simply & efficiently, Reviewed on: 25th March 2026

Good overall account management.

5
Good overall account management. I have found the odd international payment can get delayed with aml checks and these seem sensible and not onerous. Interest balances pretty good, I like options to earn in different currencies and it is quite clean and flexible. Pricing for payments very good indeed. Reviewed on: 24th March 2026

Wise has transformed how I bank.

5
Wise has transformed how I bank. I have dealings in USD, GBP and EUR., and the platform has made the experience seamless, reduced fees and waiting times for money to move. Great product (for me)! Reviewed on: 24th March 2026

The best way to make international bank transfers an...

5
The best way to make international bank transfers and the spare change gains interest too. Reviewed on: 28th February 2026

Everything works just great with a simple App!

5
Used Wise for some years, great for foreign currency use, interest on current accounts, stocks and shares availability and cheap foreign currency transfer. Good and fast customer service when needed. App is great, easy to use, very quick transfers in and out. Transparent costs and charges. Reviewed on: 26th February 2026

Brilliant account for managing money in today’s world.

5
Brilliant account for managing money in today’s world. Instant currency exchange at great rates, smooth transactions and interest on balances is an added bonus. Reviewed on: 18th February 2026

WISE operate on unethical business practises.

1
WISE operate on unethical business practises. When i convert money to yen it was not prompt to me as a warning that the min. transfer for Yen using Swift is 1million yen. This was only made known after conversion. When I ask customer service for a solution they just say to convert back to the original currency. When i ask so i inccur twice currency conversion fee and they decide to ignore me saying. Saying that's the solution offered. Such a dubious practise from a company that promotes transparency. Reviewed on: 5th February 2026

Easy transfers and good rates of exchamge

5
Easy transfers and good rates of exchamge Reviewed on: 23rd January 2026

Great for travelling and spending abroad, would reco...

5
Great for travelling and spending abroad, would recommend to anyone looking for the best rates. Reviewed on: 12th September 2025

It's a good banking service but I got my account clo...

3
It's a good banking service but I got my account closed multiple times. Reviewed on: 15th June 2025

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