Smart Money People Logo

Wise: Wise Account reviews

4.64
Based on 143 reviews, last reviewed 19th Apr 2026
1100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
8%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
5%

Latest highest rating:

5

Great for managing foreign accounts and transfers I've been able to open and close accounts, transfer money, and exchange between currencies quickly and cheaply Reviewed on: 19th April 2026
Bilen Ahmet's avatar
Bilen Ahmet

Latest lowest rating:

1

WISE operate on unethical business practises. WISE operate on unethical business practises. When i convert money to yen it was not prompt to me as a warning that the min. transfer for Yen using Sw... Read more Reviewed on: 5th February 2026
ZACK E's avatar
ZACK E

About this product

With a Wise Account, you can spend around the world, have a balance in any of 40+ currencies and send payments to over 80 countries.

The Wise Account isn’t a bank account, it’s a Money Service. You can get a linked Wise card, but you can’t get credit facilities like an overdraft. Wise has security measures built in to keep your money safe.

Wise Account reviews help you find out what it’s really like to be a customer. If you’ve used Wise before, you can also leave a review and share your experience.

Review Wise: Wise Account now

Help others make smarter decisions by sharing your own experience. Write a review

Wise Wise Account reviews (143)

Great for managing foreign accounts and transfers

5
I've been able to open and close accounts, transfer money, and exchange between currencies quickly and cheaply Reviewed on: 19th April 2026

I have used Wise for international payments for many...

3
I have used Wise for international payments for many years. Overall its been quite good with functionality and reliability Reviewed on: 16th April 2026

Easy to use, great rates, super convenient.

5
Easy to use, great rates, super convenient. I’d highly recommend for anyone needing a money transfer account or an account requiring different currencies. Reviewed on: 16th April 2026

I've been using wise fora while and I love the overa...

4
I've been using wise fora while and I love the overall experience, the transfer fees are transparent and lower than other financial services. I love the fact that I can hold multiple currencies in different countries. But my biggest challenge was a proof of funds verification, it made me to almost dislike them,I wish you could have done proofs of funds check earlier while opening an account, because it was almost impossible for me to do a proof of funds. Well I'm glad o did tho, that was my ick and that's why I left a 4 star review instead of a 5 star. Although I would have rated them 3 star, but from the above sentences they did well, and they had nice customer service. Reviewed on: 16th April 2026

Amazing service and instant transactions, for exampl...

5
Amazing service and instant transactions, for example when you preauthorise at fuel pumps or refunds they are very quick instead of high street banks which take days. Reviewed on: 11th April 2026

Been using wise for years, it’s just a great service...

5
Been using wise for years, it’s just a great service that always works well Reviewed on: 4th April 2026

The multi currency account works simply & efficiently,

5
The multi currency account works simply & efficiently, Reviewed on: 25th March 2026

Good overall account management.

5
Good overall account management. I have found the odd international payment can get delayed with aml checks and these seem sensible and not onerous. Interest balances pretty good, I like options to earn in different currencies and it is quite clean and flexible. Pricing for payments very good indeed. Reviewed on: 24th March 2026

Wise has transformed how I bank.

5
Wise has transformed how I bank. I have dealings in USD, GBP and EUR., and the platform has made the experience seamless, reduced fees and waiting times for money to move. Great product (for me)! Reviewed on: 24th March 2026

The best way to make international bank transfers an...

5
The best way to make international bank transfers and the spare change gains interest too. Reviewed on: 28th February 2026

Review Wise: Wise Account now

Help others make smarter decisions by sharing your own experience. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs