Zuto reviews
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This score is generated using our own unique scoring method. It combines the 1-5 star ratings left by verified reviewers, when those reviews were submitted and other meaningful data from the reviews.
Across our website, we use the same consistent method and scores which update in real time as new reviews come in.
Zuto reviews
Verified businesses always have up to date contact details and can respond to reviews.
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Fully digital service with no in-person branches
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FCA approved and regulated
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On-line application and approval process
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Manage your account or policy via an app or website
Review summary
People rate this company as Excellent based on 300 product reviews
Wondering how this rating works?
This score is generated using our own unique scoring method. It combines the 1-5 star ratings left by verified reviewers, when those reviews were submitted and other meaningful data from the reviews.
Across our website, we use the same consistent method and scores which update in real time as new reviews come in.
Latest positive rating
Lawrence was very professional throughout.
Lawrence was very professional throughout.
Latest negative rating
WORST EXPERIENCE EVER WITH ZUTO A COMPLETE D...
WORST EXPERIENCE EVER WITH ZUTO – A COMPLETE DISASTER! I was approved by Zuto to buy a car on Saturday, 14/03/26. Everything was signed, verified,... WORST EXPERIENCE EVER WITH ZUTO – A COMPLETE DISASTER! I was approved by Zuto to buy a car on Saturday, 14/03/26. Everything was signed, verified, and confirmed all my documents, licence, proof, and agreement fully completed. I even paid a £100 deposit to take the car off the market. They asked if I wanted the funds sent early to the dealership, I said yes. They asked if I could collect the car on Tuesday the 17th, again I said yes. Everything seemed perfect — smooth process, easy communication… until Tuesday came. Over the weekend, I had already cancelled my insurance on the old car to use the NCB, purchased a new policy, and even bought some expensive upgrades for the new one. I drove 115 miles to the dealership, checked the car thoroughly, and was 100% happy, the dealer himself was brilliant, honest, and super patient. Then the nightmare began. The dealer hadn’t received the funds. I called Zuto, they told me their IT department was down but not to worry. Three hours later, they finally called back to say: “Sorry, due to IT issues, we’ve had to decline your application.” Just like that. After full approval, signed documents, verified ID, and days of preparation! They left me stranded, embarrassed, and completely out of pocket. Who’s paying for my fuel, my wasted time, my insurance changes, my 230-mile trip, and all the parts I bought for the car that I can’t even have now? Nobody. Just a weak "Sorry for the inconvenience.” This experience was beyond frustrating — it was infuriating, irresponsible, and unprofessional. If I could give zero stars, I would. WARNING TO OTHERS: Don’t trust Zuto’s “approval” until the money has actually reached the dealer. Their system failed me completely, and their so-called IT issue cost me hundreds of pounds and an entire weekend of stress. NEVER AGAIN WITH ZUTO. Read more Read less
About Zuto
Zuto is a car finance credit broker based in Macclesfield in the UK.
In 2006, the founders set out with a mission to remove the complexity and hassle out of finding and financing a car. Zuto is passionate about matching people to a finance package that’s right for them.
Zuto’s predictive algorithms find finance packages for customers from over 80 lender products.
Zuto at a glance
Reviews for Zuto
Showing 11 of 300 company reviews • Last reviewed within 7 days
Lawrence was very professional throughout.
Lawrence was very professional throughout.
Very helpful and professional, quick response to tex...
Very helpful and professional, quick response to text messages
Products from Zuto
Showing all products offered by Zuto
Car finance
by ZutoZuto is a car finance credit broker. Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal...
Car finance
by ZutoZuto is a car finance credit broker. Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal...
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