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Abound: Personal loans reviews

4.79
Based on 18,089 reviews, last reviewed 25th May 2026
713600% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy process. Quick and easy process. Helps.me alott Reviewed on: 25th May 2026
Syed 's avatar
Syed

Latest lowest rating:

1

Shocking that you can’t call up to speak to a real h... Shocking that you can’t call up to speak to a real human Reviewed on: 20th April 2026
Bernadeta M's avatar
Bernadeta M

About this product

Abound offer personal loans for amounts between £2,000 and £10,000.

When making a lending decision, Abound look at the full picture – what you earn, how you spend and what’s left at the end rather than only looking at your credit score.

Abound personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Abound before, you can also leave a review and share your experience.

Abound Personal loans reviews (18089)

Review of the Abound, Personal loans:

Applied for a loan and funds was in my account in 2...

5
Applied for a loan and funds was in my account in 24 hours .Was easy to apply with no complicated questions on application.Will recommend to use instead of high street banks Reviewed on: 16th April 2025

Easy to use and very quick decision

5
Easy to use and very quick decision Reviewed on: 24th March 2026

The experiance I had so far war good .

3
The experiance I had so far war good . Reviewed on: 24th March 2026

I recommend to use this system , easy going and very...

5
I recommend to use this system , easy going and very helpful Reviewed on: 24th March 2026

Overall take: Abound looks strong on the customer si...

5
Overall take: Abound looks strong on the customer side and pretty positive on the employee side, with the usual fintech caveat that it’s still a fast-moving, startup-style company. It uses Open Banking plus AI-led underwriting to offer personal loans and has been expanding fast, including a move into mortgages in January 2026.  For customers, the headline signal is its Trustpilot score of 4.9/5 from about 20,700+ reviews. Reviews repeatedly praise the application flow as simple, quick, and transparent, with some customers saying funds arrived very fast after approval. That’s a very strong public-review profile, though of course Trustpilot skews toward people motivated to post and shouldn’t be treated as the whole story.  For employees, Glassdoor is also positive: 4.6/5 overall, with 100% saying they’d recommend the company to a friend, and category scores around 4.5 for culture and values, 4.4 for compensation/benefits, and 4.1 for work-life balance. Comments highlighted a friendly team, learning opportunities, and good culture; the mild downside mentioned is basically the classic “small fintech/startup” environment and structure.  On the business-health side, Abound appears to be scaling aggressively. Reporting in late 2025 said it had passed £1 billion in total lending volume, and in early 2026 it announced up to £250 million in financing from Deutsche Bank plus an acquisition of Ahauz to enter the mortgage market. That suggests real momentum, though some of these figures come from company-linked or press-release-style coverage, so I’d treat them as broadly indicative rather than independent proof of quality Reviewed on: 24th March 2026

User friendly and fair rates

5
I have found the process of applying for an abound loan very simple. The funds were sent not long after I was approved. I find the Abound website very simple to use to make payments before the due date/ extra payments. You are able to top up your loan aswell if needed. If I could suggest one change it would be to create an app rather than the website. Reviewed on: 24th March 2026

Good team

5
Good service and verry eassy to aply. Reviewed on: 24th March 2026

Great service

5
Great service. Friendly staff. Quick. Reviewed on: 24th March 2026

Simple, Clear, and Reliable. My Experience with Abound

5
My experience with Abound has been incredibly smooth and stress-free from start to finish. The application process was quick, clear, and easy to understand, which instantly put me at ease. I really appreciated the transparency and how everything was explained with no hidden surprises. What stood out most was how simple they made everything feel during what could have been a stressful situation. It gave me real confidence in my decision. Overall, a genuinely positive experience that I would highly recommend. Reviewed on: 24th March 2026

It was very smooth and easy.

5
It was very smooth and easy. I wa able to get a decision on my application very quickly. This was the first time getting a loa since moving to the UK and it has been seamless. I have recommended abound to family and friends and they have had similar experiences Reviewed on: 24th March 2026

Easy to use and very quick.

5
Easy to use and very quick. The whole process was slick and helped us sort numerous home improvements out. Would recommend. There is also flexibility on how to repay and you are able to view the difference this would make by paying a little extra back. Reviewed on: 24th March 2026